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Can I get a va home loan with a credit score of 669?

by jamesgulliver259 from Portland, Oregon. Apr 29th 2014 Reply


William J Acres (William_Acres)
#74 ranked lender in Arizona - 8,728 contributions

For most lenders, the minimum for VA is 620 or above, so assuming you meet all other loan requirements, you should be ok.. Understand that it takes so much more than a credit score to qualify for a mortgage.. Income, type of income (commissions, salary, hourly, self employed, etc.) debt, debt to income ratio, derogatory credit, etc.. without knowing all the details, it's difficult to say for sure.. The best advice I can give you is to contact a LOCAL mortgage broker and apply with them. Do not use the local "Big" bank, or one of those 50 states internet lenders or nationwide lenders...By applying with your LOCAL Broker, you have an advantage because he's familiar with local customs and works with numerous lenders, seeking out the best loan terms for your particular scenario. Because he has lower overhead, he can offer you lower rates and lower fees than most of the larger lenders.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Apr 29th 2014
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Joe Metzler (JoeMetzler)
#17 ranked lender in Minnesota - 4,843 contributions

Score alone does NOT a loan approval make, but generally speaking, a 669 score is acceptable to pretty much every VA Lender. In MN, WI, and SD, visit www.VA-IRRRL-Loan-MN.com

Apr 29th 2014
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Michelle Curtis Loan Originator NMLS 401173 (MichelleCurtisLO)
#77 ranked lender in Florida - 2,245 contributions

Almost anywhere that provides VA loans. You can have as low as a 560 Credit score to get a VA loan. You still need to meet all other guidelines as well.

Apr 29th 2014
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Chris Barry (TheLoanDoctor)
#43 ranked lender in Oregon - 45 contributions

We can go down to 640 scores, and below that as well depending on the circumstance. Call me if you'd like to be pre-approved at 503-515-2309Chris BarrySenior Mortgage Banker, since 1989NMLS #234461American Pacific Mortgage111 SE 3rd Ave Suite CHillsboro Oregon 97123equal housing lender

Apr 29th 2014
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Jamie Lynne (nationwidelenderforyou)
#137 ranked lender in Texas - 576 contributions

Thank you for your service! I offer VA loans down to a 530 middle credit score. Let's discuss your VA loan scenario in more detail. Contact me at 800 315 8803. My name is Jamie and I am a proud vet that has been offering VA loans since 1989. I am happy to answer your mortgage questions, 7 days a week and review your loan scenario. Until then, I look forward to hearing from you. Jamie Lynne - Lending Nationwide Since 1989 - jamie@bartprequalifies.com - www.bartprequalifies.com

Apr 29th 2014
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Lea Snyder (LeaSnyder)
#6 ranked lender in Oregon - 18 contributions

Va loans are available for a 669 score. Let me know if you have any more questions. I've been doing VA loans since 1998. Look forward to it! Lea Snyder 503-577-3895. MLO#39346 NMLS#3236

Apr 29th 2014
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