Will I qualify for a second home with 735 credit but only minimum down payment?

Assuming you meet the other requirements by the Lender, yes you should be able to purchase a 2nd home with a minimum down payment and receive the lowest of rates.

I woudl be happy to assist, you can reach me at Justin.Egan@rmsmortgage.comWe are located in Fairfield, CT.

Yes you may. I would be happy to help you get started. We are located in Fairfield, CT. You may give me a call any time. Evenings are fine as well. 203-530-2674

If the credit score was the only thing the lender looked at then yes.. you would be ok.. we all know it isn't.. in fact, I've had borrowers with 750 credit scores get denied because of a credit deficiency... this all being said, so long as you meet all eligibility requirements, and have a minimum of 10% down, you can do it.. I'm a Broker here in Scottsdale AZ and I only lend in Arizona. If you or someone you know is looking for financing options, feel free to contact me or pass along my information. William J. Acres, Lender411's number ONE lender in Arizona. 480-287-5714 WilliamAcres.com

Based on your credit score, you should be able to qualify. However, there are a number of other factors that your lender will take into consideration when determining if you are eligible. Contact a lender directly to get a more accurate answer.