what is the best way to get my ex wife off the mortgage?

Refinance is the only way.

There a few things you have to do along with the mortgage. In order to get her off the mortgage a simple refinance will do that. You will also need a new deed to get her off title. Please call me if you would like to discuss the fine print? Brad 267 296 9185 or email bmiller@ahmcloans.com

Refinance yopur property & also have her sign a quit claim to hyou @ closing.

Most of the time, only by refinancing. There are situations where one party can "assume" the mortgage from the other if they qualify, but it depends on the type of mortgage you have.

Realistically, the only way to remove someone from an existing mortgage loan is to pay it off and get a new one without them...

The only 2 ways are through refinancing or the sale of the property. I am sure your goal is not to sell so refinancing may be the only option. A quit claim deed will remove her from the title but not the actual loan.

By refinancing the mortgage only under your name.

Refinance is the only way to get her truly off the mortgage. Best wishes, Sean

As long as she is on the deed of the home, she has rights to the property. As long as her income was used to qualify for the home, the lender will hold her responsible. The easiest way is to refinance the home in just your name, but if you don't want to do that, then you can have her sign a quick claim deed, and then assume the mortgage in just your name (you have to be able to qualify, so give your lender a call and ask about it).I also know a guy.. :)))

Do a full refinance and don't include her on the loan. You will want her to come off of the Title to do this. If you qualify for a HARP, you may be able to use it to get her off.