what if my credit score is 590

its not only the score, , what makes up a loan approval is the total package.. Income, assets, and overall credit tradelines ... linda

You can qualify with as low as a 550 score with us, you still need to meet all the rest of the guidelines as well. Give us a call and we will be happy to go over your loan scenario and advise you of your options for free! 800-991-5309 ask for Michelle

It is possible to get FHA financing, but difficult. There is an underlying reason for the poor credit that should probably be addressed first. Current past due accounts or open collections should be resolved first in my opinion. Taking the right steps now will help to increase your score and make it easier to qualify. With a higher score you will need less money down and will likely get a lower rate.

Yes with a score of 590 you can qualify for an FHA loan as long as you meet all of the other guidelines. I am just up the road from you in Westfield and would be happy to check things out for you. Zero cost or obligation for me to run some numbers for you. We are direct lenders here for over 16 years. Call anytime. Scott Singer-Millenium home Mortgage-908-303-1367

Your score is problematic... Generally speaking, most lenders and programs want to see scores over 620. While a few lenders potentially offer loans to someone with a 590, they are significantly harder to obtain. You should focus on improving your score, then applying for a loan.

I think that the first approach is to look at what the 590 reflects. Is this a mortgage trimerge and is this the middle score or did you get this score online. If you did not get a mortgage trimerge score the 590 means nothing at this point. If it is truly a 590 score let see how we can make it better in the short run so that you can benefit from better rates. I can work with you right away and we can make a plan to meet your goals. I have had many clients in your position and have been successful with all of them.Call me or email me and we can get to work right away. 732-233-9436 or mhulteen@advisorsmortgage.com