Seasoned Sr. Loan Officer experienced with VA, FHA, FHA 203K, Homestyle, Homepath, USDA, & Conventional purchase, refinance or rehab loans. Guest speaker at HUD first time homebuyer workshops for over 7 years. Residential, multifamily and mixed use conventional properties. Experienced with grant money from various county and state levels for downpayment and closing cost assistance. NJHMFA approved. Always putting the client needs first by educating, guiding and providing options that will help them to make a good decision.