Usda guaranteed rural home loan with limited proof of income?
Ok I have a credit score of 730 no debt bills paid on time. But prior to about 3 months ago I was self employed. Now I work on the books and get about 2500 a month. I also have 3000 in the bank if that ...
Can someone get a reverse mortgage if they own more than one property?
Can someone get a reverse mortgage on the property they live in but still collect rent from others they have? I'm a senior with great credit, and would like a reverse mortgage, but would also want to ke...
Commercial Loan interest rates? Best way to apply? Tips?
I am applying for a large commercial loan. I have a credit rating of 792. What are the best rates I should shoot for? What is the best way to go about getting the best rates? Anything I need to lookout ...
If you take out a reverse mortgage do you still get the benefit of house...
I want to get a reverse mortgage, but I've been wondering about this. For example does extra equity get added onto your account as the house prices rise, or is your total equity set against the date you...
what jumbo conforming rates are you seeing?
What rates are you guys seeing for jumbo conforming loans. BofA has this "no fee" loan where they cover the PMI and closing costs but they are quoting us 7.625%. The bankrate website for the jumbo NON...
Extended lock for 180 days - Is this a good deal?
My new home would be ready in November/December....So lender offered me the following: 4.625% rate locked for 180 days with 1 time float down available at free of cost (4.375% @ 1.65 points + 0.25% for ...
Are there any private investors out there?
My wife and I are attempting to purchase a home. We have good credit scores, very little debt, and a combined income that can easily pay for the home we are looking at. The problem we have is my wife ...
How do I get an ARM refinanced to a fixed rate?
My ARM is continuing to go up in interest, to a point that is not reasonable to attempt to maintain. The mortgage amount is over $425,00.00 and the re-sale value is approx. $225,000.00.All payments have...
how much down?
We're looking to purchase a home in northern CA in the $800,000 range. What are lenders requiring for down payments? We can scrape together a 15% down payment now. We have credit scores in the 740 range.
How soon can you use a VA loan to purchase a home after a shortsale on a...
My husband and I did a short sale on our home 15 months ago on an FHA loan, because we were stationed over seas for three years it became to hard to hold onto the home. We would like to purchase another...
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