mortorium
i have been on a mortorium for 2 years now, before i went on one i was told i was at the lowest income now(iwas working then)it was hard for me to pay 655.00 mth. now on SSD (why the moratorium) i was t...
Who Offers 40 Year Mortgages in MA?
We're having trouble getting approved for the amount we want based on my wife's salary being about 25% comision and her not having been at this job for over 2 years. With her commision we would qualify ...
Interest rate vs. APR
Hi alI. I paid about $1177 for points to bring it to 4.75%.Lender said I would have to live in the house for 4 years (which I will) to make up for the points paid. The reality is that my APR (including...
I get no FHA - but why would a seller care if 10%, 20%, or 25%?
If an all-cash offer didn't come in and wipe out all other offers on a house, why would a seller (including, but not limited to banks, so if you have a different motive for each, I'd love to hear) care ...
Loan Contingency Removal Question
I am in the escrow of buying a condo as a first time buyer. The seller asked me to provide Lender's written Loan Approval and remove the loan contingency (actually all the contingencies) within 17 days ...
Buying shortsale and re-applying for pre-approval
Our bank wants us to pull our credit every 90 days on a short-sale house. Does this drastically effect our credit score when the deal finally goes through?
Investment Property Loans
I'm a small-time real estate investor and was wondering if anyone had any ideas how I could get financing for investment properties above 80% LTV. I have a few properties now but looking for increased l...
Freddie and Fannie. Your opinion?
Since the Feds announced that both Freddie and Fannie were going into conservatorship, what do YOU think will happen to the industry? Is this a good move for the taxpayer, or has someone very high up j...
FHA Mortgage Insurance Premium - Is it Deductable
I was just wondering when you get a FHA loan and with 3%, they require you to pay 1.5% Mortgage Insurance Premium at the time of closing. Is this PMI Deductible. I know PMI is deductible if you qualify....
Options for 1st & 2nd & no equity
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Find the way after a short-sale
Just a little background, I performed a short sale on my condo in May of 2009 in Brockton, Ma not because I couldn't pay for it but because of lack of responsibility of the Association and the fact that...
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