Why would a mortgage broker request documentation that a USDA request fr...
Not, like why you filled bankruptcy in 2016, proof of 12 months of rent, 2-3 other accounts paid on time when you have car loans on credit report, 2 yrs of tax returns, w-2s? And credit score is 675, 63...
SHould I cancel these before applying for a loan?
things like Netflix, Spotify, gym membership. Would that increase the amount I could get approved for?
I'm a veteran buying my first home. Are rates the same for me as for eve...
Will I get the same rate as everyone else or are rate for VA loan lower?
US citizen living abroad
I'm a US citizen currently living abroad and for a bank as full time employee. I get paid in different currency and file US tax every year. Some of the lenders I spoke to mentioned it's not possible to ...
Construction loan after chapter 7?
I have a two year old chapter 7 that was due to a serious illness that caused me to have to work reduced hours and that led to the inability to pay my bills. We filed proactively and never had a late pa...
Is it true that you can buy a home with bitcoin?
Dennison, MN - Jun 30th 2020
1 answers
- Latest answer by
David R Youngs - Mortgage Advisor
Jun 30th 2020
Should I refinance the first mortgage with the second mortgage?
I have a first and second mortgage. My first mortgage is financed at 5% and my second is at 9%.. I am considering financing both mortgages with a 2.75 rate and a 15 fixed term. The goal is to pay off t...
refund of deposit
trying to purchase home and not working. but will be returning anyday now back to work. due to coronavirus. But receiving unemployment benefits every week.. My question is, thought I would be back to wo...
Why get an adjustable rate mortgage instead of a fixed rate mortgage?
Curious why people take the risk
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