I am looking at a refinance as my bank is offering a good deal so they say. I still have $220k remaining with 2.86% interest with monthly payments of $871.81. They are offering a prime rate less than 1....
I’m interested in buying more AirBnB properties and I want to use equity in one of our newer properties. There’s 4.25 years left on a 15 year mortgage at 2.75% interest. The refi rate is 2.85% with ...
We went house hunting last fall and we got approved for an FHA loan. The problem is I didn’t realize I had plenty of late payments from Ford. I paid on the day due by phone every month but somehow the...
I have a rental property where I make $1k a month. I still own $40k on the loan with a total cost of $950k. Is it a good idea to pay it off and profit $1,950 a month?
I want to buy a condo in Destin, Florida. Is there a lender who can give a 10% down fixed rate 30 year term? They allow short term rentals which is part of my plan for the property.
There are plenty of lenders who advertise that they offer loans based on the deal, cash flow, and other data. This goes against my recent applications where a medium FICO score is essential. Has anyone ...
I will be changing jobs in a few months and I plan to apply for a USDA loan. I am staying in the same industry but my salary would be bigger. How long do I have to wait to apply? There’s a gorgeous ap...
I need help, my lender won’t give me a loan because I am not working currently. I have sufficient funds for a down payment of $50k funds for living expenses at $27k with $20k invested plus social secu...
We came across a housing program but had no idea that we would have to pay $50k in down payment and closing costs. How do we get help? My family loves the property and we long to close the deal. Are the...
Can I apply for a refi with a credit score of 620 and DTI of 45%? I bought my home for 395k and the value is now at $515k. I made $67k a year for two years and I’ve been at the same job for the past 5...
Is there a conventional mortgage with 3% down in NY? I am not looking for FHA, USDA or VA. I have a student loan in default and I am working on getting it fixed but I can’t wait that long before I buy...
I filed a chapter 7 after my divorce and gave up my home. The bankruptcy was discharged 2 years ago and I want to know how long I have to wait for obtaining an FHA loan? When does the waiting period begin?
I am applying for a conventional loan and would like to know how long an appraisal report is good for? Loan is taking a while to close and I want to know if the appraisal is expiring. What do I do to ex...
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