Does having a partner in real estate investing complicate matters?

I am new to real estate investing and I just refinanced my home to get a rental or flip a home. I have my eye on a triplex and I am wondering how to structure a deal since a buddy of mine will be my par...

Can't decide on refinancing or not, what do you guys think?

We are going back and forth on doing a cash out refi to get a down payment for a multi unit property. Our current rate is 3.375% and we are looking at 4.125% if we do a refi for a 30 year loan. Any thou...

I need help in choosing the best loan option for a duplex

Newbie here about to make my first offer on a duplex. I have 3 options on the table: 1. A conventional loan with a quote at 4.375% for a fixed 30 year loan 2. Variable rate that is fixed at 2.25% and ha...

Could rates go any lower in the coming months?

Has anyone noticed the rates today for investment properties? I talked with my broker and he said that it’s at 4.875 with no points. Is there a chance it will go down in a few months?

Need advice as I invest in a rental business

Hi, I live in Orlando, FL and I plan to invest in a turn key rental business. I bought my primary home through the VA. The property is a single unit home on a 5 acre lot which has cabins for rent. What ...

Can I do a refi in my situation?

I have closed a deal recently with a hard money lender. Now I plan to refinance for 30 years with a cash back option. Can I do a cash back on a recent one? Price of property $225k appraised at $290k cur...

lender requesting more money after closing for an error of a commission ...

If cosigner pays part of down payment is it considered a gift? And does ...

Help with financing multiple properties

I plan to buy at least 4 investment properties in my first year at REI, is this possible? My initial duplex will be through an FHA loan. How do I get financing for the other 3 properties?

Newbie trying to build a multi property portfolio

Hi, I am currently refinancing a newly rehabbed single family home. I’m using the money to convert it into a duplex in a few weeks. I also plan to house hack another multi family after the purchase. I...

Buying properties out of state

Hello, Can I ask for recommendations for a lender who does business in various states? I am based in CA and I am looking to invest in several investment properties out of state. I have tried local lende...

Do bonuses affect USDA loan approval?

We are planning to apply for a USDA loan again at $137k. Our income is at $157k including bonuses, $130k without. Will this affect my application? Do I need to wait for the bonus to expire before gettin...

Delays with our loan application

I am looking at buying a home in Texas at $200k and we were not aware that it was in a flood zone until our lender pulled the title. We were supposed to close this week but somehow it had to be delayed....

Stopped working due to illness and just resumed recently, will this affe...

My wife has had 11 years of consistent employment with her employer. I, on the other hand, have worked 13 years in banking and had to stop for a year due to an illness. I recently got back to work and h...

My dad died and we're worried that the bank may take the house

My family and I have lived with my dad in his home for the past decade. I have made all mortgage payments for him but the loan is in his name. My dad passed away a few weeks ago and I have no idea what ...