No central heat or air. Can buyers get a conventional mortgage?

my home doesn't have central heat or air. We have a gas heater in the dining room, electric space heaters in the far bedrooms and window AC. Can buyers get a conventional mortgage as long as the home ...

Conventional Loan w/ 5% down HELP!

Hi,I'm a first time home buyer, purchasing a condo in the Chicago area that has not been FHA approved yet.The seller's agent suggested that I try to get a conventional loan to ensure I get into the prop...

Can we refinance an FHA loan into a conventional??

I need some direction on what to do. We have an FHA financed mortgage on our first home, it is 1000 square feet and we just had our second child. I have heard that we can't get a second FHA loan unless ...

Family loan to go from 10% down to 20% down?

Hi all - I have a question that I haven't been able to answer through the usual google searches, etc. We are looking at buying a house in the Seattle area, and we have cash on hand to pay 10% down...We ...

Do I qualify for a refinance mortgage?

My assets are valued approx $1m+, current liabilities approx 500k. Primary residence valued approx $180k, mortgage balance $131k. I got laid off in Q4 2009 and have chosen to stay self employed. In ...

How Many Mortgages Can I Carry?

I currently have 4 mortgages. Does anyone know how many more mortgages I can carry?Any specific lenders or mortgages folks who have experience with this?

Reverse mortage

My mother had a reverse mortgage on her home. She passed away. The home is in foreclosure now. Can an heir occupy home and stop foreclosure?

Anybody here anything bad about BNC National ? WE are going thru with a ...

How is the possibility of getting a loan w bankruptcy?

My husband has filed a Ch7 bankruptcy(3 more years to clear), but both of us have good credit scores(over 720s;he has re-established credit pretty well since then) and our annual income is about 160k. H...

Also i worked previously for 5 yrs w one company but now moved and start...

My fiance and I would like to buy a house and looking for best option!

I'm wanting to buy a house here in Florida. My fiance and I relocated to the area 5 month ago, I didn't work for last yr but he has work for the union carpenter for 19 yrs but took a layoff to do the mo...

Bank has offered without solicitation to modify my homeloan which is no...

I have a 703 credit score. I have one negative item-collection account t...

I have a 703 credit score. I have one negative item-collection account that will be removed July 2011, but I would like to apply for an USDA guaranteed loan in June. Would they require me to make paymen...

Loan for 580 FICO score

I heard that some banks have now lowered their FHA loan qualifications to 580? I have a score of 585 and make around 54,000 a year. What is the down payment percentage for a house with this score and th...

WIll a double dip recession cause housing proices to go even lower? What...

We were hoping values come up and rates stay low so we could refinance.