First time buyer - Can I use my husbands VA Benefits?
I am the surviving spouse of a Veteran. I am 28, have never worked for an employer and the last 1.5 years I have owned a hair salon in Bakersfield, CA; I grossed $78k last year and all my taxes are up t...
Can I get cash back funds with FHA or VA?
Can I purchase a home with FHA or VA and get funds to add on an second level to my home?
Overtime exception rule for FHA
Hi I recently applied for a fha loan and hoping to hear good news tomorrow. My worry is I was laid off from my career of 12 years a years ago when the industry slowed down so I worked elsewhere till thi...
Can I negotiate points on my mortgage?
Hello. I am pre-approved for $150k and the home is valued at $142k, I have $5k down, 598 credit score, $5000 in debt and income of $90k/annually. I am trying to negotiate a better rate and keep my down ...
Want to increase prop value and remodel.
I am in the process of estimating a major remodel to my home, a second story add on and pool. This will increase my property value from $278k to $360k. I currently have about 33% debt, credit score 618 ...
How Can I Lower My Closing Costs?
I am purchasing a rental property and handing it over to my son to manage and adding him to the loan. He is a first time buyer 600 FICO, stated income @35k/annually, no debt. I am 66 years old, 30% debt...
Should I add my self to my sons loan if my credit is lower than his?
580 Credit Score, Low Debt to income, 50 years old, $78K annual income. My son is buying a vacation prop, and needs my income to get the approval, but my score is considered "poor". My son has 700 FICO...
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