School Loans
I just finished working with an agency to increase my credit score to 695 so that I can qualify for a mortgage. My largest debt is school loans for my grad school program $113.2k, credit cards $11k and ...
Refinancing renovation loan into the mortgage loan?
Bought a house with a loan 450k/30yr/5%, but also took 30k/10year/6.84% extra loan for unexpected repair needed. Because I don't yet have equity in the house except the down payment, I cannot refinance ...
30-day Late - Can I refinance?
I am looking to refinance and pull out some cash. I just discovered that I have 2, 30-day late payments from June 2015 and November 2015. At that time, my husband was paying the mortgage and he was miss...
Suspicious Loan Modification
An FHA loan modification was granted to one of the tenants in common in my home. There are 3 co-owner’s. This was done without my knowledge (I am the other 2nd co-owner). The other tenant in common di...
Can I qualify?
I make approx $60k a year, with little to no down payment (I was told there was a down payment assistance program up to $70k?), Low DTI, 740 credit score. I'm looking at condos within the $300-$350k ran...
VA Refi - Pending Foreclosure
Hello - I am behind on my mortgage 90 days. This is the only time i have been late, I am sick and on Chemotherapy and can't return to work and can't refi with no job/income. I wanted to know if there is...
USDA RD Loan Job Requirements
My fiance and I are considering a USDA RD Loan to buy a home for our family. This will be the first house we have bought. I've put in all of our income info into the website to find out if we are eligib...
Transferable VA Mortgage
How can I transfer my mortgage without changing my rate? My sister is taking over my payments but wants to build her credit history. She is 27 and has FIOC of 689 and makes $89,000 per year. she dosnt r...
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