Transferable VA Mortgage
How can I transfer my mortgage without changing my rate? My sister is taking over my payments but wants to build her credit history. She is 27 and has FIOC of 689 and makes $89,000 per year. she dosnt r...
Construction Loan on Residential Prop
I am adding a storefront to the 1st floor of my 3 story condo, in a mix-use building live/work complex. I wanted t know if I can take out a commercial construction loan through my company for the build ...
Getting a Mortgage
I haven't filed taxes in quite a few years, I have paid but for what ever reason never filed, Now I'm wanting to buy a house, what are my chances of getting a mortgage? My credit is fair, don't have ...
Amending taxes after getting mortgage
Both wife and I are self employed and didn't do any deductions on our taxes, so we'd be approved for a loan, since it would show we made more. Of course, in turn, we had to pay a ton for taxes. Can we...
I have been lied to repeatedly
I have been dealing with a lender for a new purchase and um ar the end of my rope I did not receive any disclosures until 15 days after I turned in the contract and th as t was the 1st pf many tragedie...
How do I find the right mortgage broker?
I need one who can provide me options for FHA, 203K, etc., To determine the best route for me to take
Should I pay off my mortgage early
My mother passed away in 1999 and left the rental property in Long Beach, CA to me and my brother (VALUE $566K, BALANCE $152K). The payment history is excellent and even getting ready to pay off early (...
Do I have to include my Insurances in my loan?
I would rather pay up front (lump sum payment) for property taxes, homeowners insurance and PMI payments, but my loan officer is telling me my lender requires the borrower to open an escrow account. I d...
How bad does a late payment effect your credit?
I am currently 45 days late and will probably pay in 2 weeks. What kind of impact does that have on my credit?
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