Co-Signer Maximum
I inherited my grandfathers home, it was deeded to me. I have not been able to keep up with the payments due to seasonal work and it being limited with the fires here in Northern cali this summer. I don...
FICO dropped after pre-approval
I was pre-approved on September 1st for $405k. My FICO at the time was 718. I recently paid off my car, about 30 days after I was pre-approved. I pulled my tri-merge and found that my score dropped 37 p...
Expired LO License !!
I recently found out that my Loan Officers license in CA expired 10 months ago. What should I do - we are in escrow?
LAND CONTRACT BUYOUT?
will your company do a land contract buyout. I owe approx. 13000 on a house valued approx. 65000
$10K State Tax Deduction Cap in California
Now that there is a cap on mortgage tax deductions in CA, I have been looking into purchasing rental property in other states; but the long term ROI that California property seems to have is not as lucr...
New home sales are down - will rates keep dropping?
I read the MBA report for October - the new home sales are down over 2%. If this trend keeps up, do you see the rates continuing to heavily drop because of?
Permanent vs Temporary Residence on 1st Property
I am looking to purchase my first home. I was only approved for $205k and it's really tough to find a home for that cost. There are some manufactured homes here in Newport that are really nice - but I p...
Disadvantage to lake front property
I was expecting to get qualified for more! I have 625 FICO and worked for 10 years. I make 55k/year plus I've own a business for 22 years (a lake front quick mart in The Diamond Lakes) that brings in ab...
co-op purchase
I am going into a co-op purchase with 2 of my business partners. What are the best type(s) of loan for the Land and Materials?
Discrimination in Loan Process
I feel as I am being discriminated against by the Seller. I do not have a realtor. I was referred by my co-worker to a Beverly Hills, CA major lender who has been giving me the run around and I found ou...
How to Predict a Crash
Many Mortgage analysts are predicting we are due for another mortgage bubble. What are good indicators in the market that rates will see another huge hike?
2nd Mortgage to Pay off Debt
I recently had my hours reduced at work. I have been looking into taking out a 2nd on my home to pay off about $37k in CC debt. My FICO is 710 and debt to income is high - $6,400/mo. I make $89k and my ...
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