remove co-signer

My co-signer's credit score has dropped. Will this effect my mortgage loan? I would like to remove her, how long do I have to wait before re-finance to remove the co-signer? I purchased December 18th, 2...

Bad smell. Cause to worry?

I am in escrow and have been complaining to the Realtor about a bad smell in my back yard - it comes and goes. The home is near a busy deep-water port on TX gulf coast. I had concerns that this may be d...

Can my neighbors home increase my property value?

My neighbor just had the two homes next door to me demolished and now building a custom home on 2 lots both appx 4,600 square feet. Will this increase value of the homes on our block? Mine home Zestimat...

low credit

Medical Issues Preventing Payments

My neighbor that I care for has been in a coma for 4 months now. I was just assigned executor of her estate. Would I be able to remove her from the loan based on her medical condition? She has been gett...

Mother-in-law unit on prop, Hard to Re-fi

My property has a mother-in-law unit in the back, 1,200 sq/ft. I have been having a difficult time trying to find a lender that will re-finance my property. I have a good friend that is a broker and sh...

Investment property vs 2nd home purchase

Can I get my Approval Extended?

My LO has been out of the office for a few days now (since last Friday). I am nearing the end of my approval letter (90 days) on February 15th. Do lenders ever extend an approval letter? I am having a h...

home being demolished

My home is being demolished due to fire damage. How do I get out of my mortgage? Insurance will not cover the full loan amount.

During the loan application process how can one pick up potential issues...

What's the best possible answer a person can give to questions asked about social security numbers and bank credit card loans that are accepted on promotional purchase offers? That is without appearing ...

What does a SSA verification on a ssn# do for a mortgage lender?

Does a SSA verification of SSN # help or hurt Borrower credibility and risk to an underwriter?

HUD 184A Loans

i am looking for lenders that offer Section 184A Native Hawaiian Housing Loans. My credit is good, now at 620. I am employed part-time, making $63,55 a year. How can qualify?

why is my approval so low?

Having a hard time getting approved for a ARM loan over $250k. I have applied 2x, once in May, 2018 (approved for $218) and the last time in December. The last approval was $248k. My credit score is 640...

Recommendations on Loan Types

Are certain loan products better than others in different states? Like a HUD vs. a 30-year fixed in New York?

HUD 184 Loan

I am looking for lenders that offer HUD 184 loans. I am Shoshone, living in Blanding. I have FICO of 680 and income is $42,000 / year. I have been with my employer, FOUR CORNERS INN, for over 5 years.