new to home owner questions.
I bot my house last month and my CPA preparing my documents and tax receipts now for 2019 tax filling. She is asking me for a mortgage credit certificate. I feel stupid to ask her what this is and ma...
income not stable but have inheritance
don't have a stable income but inherited my sisters home in 2002 and paid it off in 2012. selling it, all profit! value is $670,999. house is in escrow now. tryin to move out of state and purchase a new...
Need information on a loan assumption.
Will I need to hire an attorney for the loan assumption process?
1st time homebuyer. need help with lender points.
how many points is acceptable for a lender to charge me? is there a way to negotiate these points with the lender? do these points change based on the current mortgage interest rate?
credit good, but income has been reduced
fico is 784, job cut my hours. 60 hours a week to 22 hours a week. pay still $36/hr. working for ups now 14 years and 3 months as delivery driver. are there refi programs out there for me? my rate is re...
repairing credit. looking for best options.
I am researching ways to clean up my credit. got a pretty sweet offer on debt consolidate loan. Will this negatively effect my credit or help me? currently score is 510, mid score.
On IRS Payment plan, looking for a home.
Hi there Lender 411 professionals. I have been on a IRS payment plan since Feb, 2019. $450/month, for 6 months. Can I not have this included in my Debt to Income? It will be paid off in October.
this is a stupid question, I know...
I am not clear on what is the difference is between interest rate and apr? Thanks :)
Confused - same credit bureau, different scores.
Hi - I'm working on my credit at the moment to purchase my first home in December. I have pulled my score from a few places, my bank, credit karma and experian credit monitoring and score package i pay...
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