I've made improvements to my home that have increased the LTV to over 80% but still being told that I'm locked in for the next 2 years. Help!
I can make a 20% downpayment and I have minimal debt. Only paying my car.
Income is 65k a year, been here 5 months. I have 95K in debt (60k of it from school loans) and 22k in my savings.
My wife is not on the mortgage, just the title. We want to refi and buy a second home but use the equity as a downpayment and my wife qualify for a first time loan
This is a pretty long refinance so I will keep it short as possible and thank you for your help.I started a refinance on 9/3/2020. I went through the process pretty fast since I had most of the document...
Currently 30 yr. 4.650% . I refinanced from 5.5% ARM (413,320) in 2019.
I inquired a few different places and was offered fixed rate for the first 7 years with terms at 20 yrs. Is this my only option?
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