Issue with schedule of closing
Hi, so I'm moving from Phoenix to Milwaukee. I’ve accepted an offer for my new job in Wisconsin and I can prove this by showing my offer letter. I’ve been prequalified for the loan amount but there...
Can I still switch banks due to issues with my broker?
I am currently on vacation in Canada and I purchased a house back home and the possession date is in a few weeks after I get back. This past week I signed a “mortgage commitment” with a lender throu...
Had my home rented out after moving out of state and I want to buy a new...
Hi, so I moved to a different state for a new job and I decided to put my old house up for rent instead of selling it, because the market in my previous city was horrible. I am now considering buying a ...
I applied for a USDA loan through a new home builder but they aren't upd...
I applied for a USDA direct loan last month and still have not received any updates on the loan. I applied for the loan through a new home builder, and now that they think the property is sold, the cust...
Planning to buy property in another state
I’m currently looking for real estate in a different state that I would like to relocate in. But I know little to nothing about the whole real estate process. What are my options for prequalifying for...
Do sellers prefer cash over financing?
I was wondering how valuable an all cash offer to a seller is. Will it be of any additional value to a seller, over an offer that requires financing? Do others think a cash offer will justify a lower of...
Where can I get accurate credit scores?
Anyone know where to get your accurate credit score without affecting your credit? Checked on experian and creditwise but they are showing different scores. Should I try FICO? Buying a house soon and I ...
Converting variable rate HELOC to a 30 year fixed rate mortgage, is it a...
Hi, so I just got a new job like 2 weeks ago. Before that I was laid off for 5 months. And before I got laid off I was employed for 2 years and 2 months by 2 different employers. I want to convert my tw...
Is it worth paying PMI upfront?
It’s my first time buying and I was wondering if it’s worth paying PMI upfront or just monthly payments? My lender gave me a choice to pay $4500 at closing or do monthly payments which is $85. The p...
Do I pay the higher rate on the 2nd home?
Hi, I have a quick question since I couldn’t find proper answers on google. I own a principal residence that I’d like to keep and put up for rent. I have a great rate (sub 3) and I have a mortgage a...
Will paying for roof repairs for my other home affect my loan application?
I plan on getting a second house in Texas. I got a clear closing date this month. I have to pay a $6k down payment for roof replacement for my other home. Am I able to make that $6k payment from my bank...
Planning to file a case against my bank due to issues with the discharge...
Can I file a lawsuit against a bank and its vice president for failure and carelessness in filing a discharge of loan documents on a property? Shouldn’t this be considered slander of title? This can r...
I keep on failing during underwriting due to hourly wage job
I got a job on an hourly wage in the last 3 months. Is there a lender that I can refinance with? I have tried applying for one many times already, including my current lender, but they all failed at und...
Planning to buy but hubby has a low credit score
Me and my husband are currently looking for a new home this upcoming autumn/winter. I wanted to get feedback on our chances in getting a home and any suggestions in general would help us a lot. We plan ...
Lender mismanaged our escrow account
Sadly, our lender has mismanaged our escrow account. We’ve given them a chance to fix it but to no avail. They sent the payment of our wind and flood insurance to the wrong address. The insurance comp...
Ask our community a question.
Get an answer
Related Questions
