I just graduated from college and am now working with a new company. I still have student loans to pay and credit card debts current. I plan to buy a condo in a year or two. What type of loan gives the ...
I am a veteran eligible for a VA loan. I want to purchase a home but I currently have one that is due to be fully paid in 5 years. I heard that you can use a VA loan for multiple times, what are the req...
I have a current loan application for a $180k property and the loan amount I got was $135k. The fees are $3.5k and closing costs are almost 9% which seems to high for me. Am I correct? I’m not familia...
I’m fully aware that banks usually sell mortgages. My question is, are they able to change the terms of the loan? Specifically, are they able to change the minimum amount of insurance you must have?
Looking to get a mortgage for land. I got quotes for 50% down and 25% down. Are there any loans out there with a lower down? I plan on building an apartment on the land in a few years so that I’ll hav...
First time homebuyer and I want to ask if Rocket Mortgage is any good? Are there programs available that can assist with a down payment? Friends say that a local lender is better and can close faster. I...
I have no idea about buying a house. What do I need to do to get a loan? I am self employed and part owner of a building company. My credit scores are good and have set aside $50k for a down payment. Ho...
Are there lenders who offer loans with zero or low downpayment? I want to purchase my first home buy I don’t have enough saved for a 20% down payment. I have good credit and no debts. I have been work...
I own a house worth $350k and it’s fully paid. I am self-employed earning $35k a year. I want to borrow against my home for a home renovation which would cost between $45k to $50k. I am 51 years old w...
Can you get approved for a mortgage if you have numerous hard inquiries? I got a new car and have a couple of new credit cards. I got approved for a loan 3 months ago and I’m planning to apply again b...
What are the rules on adding child support as income when applying for an FHA loan? Someone told me that for conventional loans you have 6 months of on-time payments and if it’s court-ordered. How abo...
My girlfriend and I plan to buy our first home using a VA home loan. I have fair credit while my girlfriend has no credit history at all. We can afford a 5% down payment on a $250k home. What are our ch...
We are currently choosing mortgage lenders and we want to know which is better? We are currently with Rocket Mortgage but we are open to credit unions, bank, broker or private lender. We are buying with...
If I purchase a house worth $135k but the appraised value is at $175k what is the basis for the 20% down so that I can avoid paying for PMI? I’ve saved up enough for a down payment with PMI avoidance ...
Is it possible to get a home equity loan on my parent's farm to pay for my dad's nursing home and fix the house and turn into a rental? My mom died and I am an only child with POA. The farm is 32 acres.
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