Lender needed
Looking for a lender that will do an FHA for a first time homebuyer with a credit score of 508 for mortgage and 619 regular. Please advise
Big banks vs brokers, who is closing on-time in 30 days??!!!
A month ago we won a short sale with BofA. So we decided to go with BofA for our loan because we assumed a large direct lender, big bank could easily deliver in 30 days! We were wrong. I'm really ti...
Loan Contingency Removal Question
I am in the escrow of buying a condo as a first time buyer. The seller asked me to provide Lender's written Loan Approval and remove the loan contingency (actually all the contingencies) within 17 days ...
Credit scores and other questions
How do i find out what each of the three credit agencies scores are on me? On experian, they are 755, but the other two must be lower--how do the banks/mortgage lenders calculate the score they use? do ...
Does my mortgage payment change if I make a LARGE payment?
Does it change my regular total payment if I make a large, one time, principal payment of say $75 thousand? Or, should I just continue with extra monthly principal payments which I have already been doing?
According to this site, the 5/1 arm rate increased from 2.96% (last week...
This is only for 5/1 ARM?
cost of 203(k) loan
I'm in the process of buying a home, and it looks as if it won't pass FHA inspection in its current condition. I believe the required repairs can be done within a streamline 203(k) loan.How much higher...
In the state of Illnois if you are applying for a reverse mortgage and y...
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arm 5/1 rate
I am trying to find mortgage rate online. I tried different condition. What puzzles me is with credit score 710-719 it gives best rate 2.875%. With other credit score but same other condition such as l...
How much is my house worth today?
I am considering a relocation to a bigger spot. I want to be paying around the same amount that I am paying now. I know that more house, means more money - but, I am hoping that the equity in my house w...
Wholesale rate loans?
What are they? How do they compare with "regular" loans? A house I had been eyeing for a while just came back on the market because the escrow did not get funded. How do loans and their rates/fees real...
When a primary residence ceases to be primary
We have refinanced our property 7 years ago and used it as our primary residence ever since. Now, we are moving but we are not intending to sell, we will rent it out. Do we have to refinance (and get wo...
Need a Mortgage!
Ok so this question is going to hopefully help us to decide whether now or in the future what our options are I currently own my home along with my brother. He is the sole person on the mortgage note. W...
Should I refinance?
I have 7 years left on a 15 year mortgage. I owe $90,000 on the loan and my home is valued at $450,000. My rate is 5.0 % I'm looking to refinace a higher $ amount because we need many repairs to our ho...
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