Equity Loan, Refinance, 2nd Mortgage... What should I try?

I bought my first home a little over 3 yrs ago, the carpets need to be replaced and a few other things need to be done the stuff that's been here long before I puchased the house. I would like to someho...

Question about re-amortizing my loan

Hey everybody, I'm having issues with paying off my mortgage. I was talking with a lender regarding this, he was talking about re-amortizing my loan. What exactly does re-amortizing a loan mean, and if ...

Can I get a second mortgage with bad credit?

I am looking for a second mortgage to make some home improvements. I have talked to some of my friends who had it previously. They are telling that it is difficult to get a good rate for a second mortga...

Condo refinancing with less than 50% occupancy

I was approved a couple months ago for a HARP loan on a condo. It's considered an investment property, has a value of 119,000 and the current loan is 140,000, so loan to value is about 118%. I was appro...

20 year ficed

Type the details of your question here

Can I get a CALSTRS loan?

I'm a teacher in orange county and I heard about this loan program..Is it still offered? and what are the requirements?

What happens on a mortgage to Co-borrower verses Primary in the event of...

In Georgia, does a co-borrower fully assume a conventional mortgage upon the death of the primary borrower? Is there a transfer process that needs to happen?

Refi and New Loan At the Same Time

Can I refinance an existing mortgage and apply for a new loan at the same time? I have a mortgage on my rental (principal balance $94,552, interest rate 5.00%, VA, maturity 2018, total payment $1,830) ...

Do I qualify?

Pre-Qualified for Loan, 20% down, with good employment and significant cash reserves,Then if I lost employment, Can I still buy the Home.?

LTV

high loan to value

Out of state mortgage with a telecommuting job

I currently live and work in NJ. My job allows me to telecommute. I plan to buy a house in Arizona and move there (keeping my current job). Is it possible to get a FHA loan to buy a house in Arizona wit...

What is the lowest rate I can get to refinance?

I HAVE a house that we bought 2 years ago , owner financed. We have never been late on our payments. Our credit scores are in the low 700's and we don't have any debt but the mortgage. The catch is w...

escrow on refinancing

I am refinancing my home. The lender is deducting $8,900 currently in escrow account on current mortgage and then adding back in $12,100 for the new escrow account. I understand that the current escro...

how much down?

We're looking to purchase a home in northern CA in the $800,000 range. What are lenders requiring for down payments? We can scrape together a 15% down payment now.