How can I find out if my loan is owned by Fannie Mae or Freddie Mac?

Can you get ANY type of loan without 2 years of W-2's?

I have been a stay at home mom for the past 14 years. (Before I had kids, I was a professional chemist for over 16 years.) I just went back to work full time as a chemist at the end of August (2018). ...

Co Signer Out of Work

My Co-signer just lost their job, we are in escrow and less than 30 days from closing. She is looking for work and has savings, but I want to know if I am obligated to tell the Lender?

laid-off off During Closing!

I was laid-off during closing! This happened on Monday and I am still in shock. I was with my employer for 30 years. I was given a good severance ($45,500 before taxes), but I am baffled as to what to s...

Can I get a home with BK on my credit?

I was reading up on the bankruptcy laws and read some lenders will approve a mortgage with less than 24 months after. Mine was December 2017. My credit is back to 655 and I am working full time for 8 mo...

how do I get more information on 203k streamline loans

In Default - do I need Hazard insurance?

My home is 93 days in default; we are trying to short sale to prevent foreclosure. We moved out of the house on 10/15 as there is a pending offer. I wanted to know when should I cancel hazard insurance?...

What happens if my 92 yr old dad walks away from his reverse mortgage?

Personal Loan for Trailer

I am looking to purchase a 2 bedroom trailer from a private seller in Sacramento. The sell price is $43,600. I was wondering if I can take out a personal loan seeing as it is such a small amount. Wouldn...

If I currently own a home, do I still qualify for a USDA loan?

Is a 640 and a 669 credit score good

Flip Loan

I would like to purchase my first home as a flip property that I will live in temporarily as I remodel but will sell for profit in 90 days. Are there lenders that give loans for this specific type of pu...

I have a USDA current mortgage. I would like to try and get a smaller h...

Equity Questions - I am new

How much equity do I need in my home to pull cash out? is there a minimum? Does the equity have to include enough for interest payments? Thank you.

Best time to take action on refi?

If rates are only going to increase through the year, what are some tips on trying to get a good rate on refi? My current rate is 4.17 and I owe 422,599, value is $520,900. I would like to lower my paym...