Break down of lender fees

Where can I find a break down of the fees my lender is charging me?

2nd Mortgage?

can I pay off debt with a 2nd mortgage or HELOC?

when is the best time to buy?

Do mortgage rates change seasonally? Is there a time of year (season) that rates are better than others? Or better time to buy in general. Rates seem to be very flaky and home prices here in CA are so h...

home equity

I filed a chapter 7 with no first mortgage had a home equity loan on it will I lose my home

Looking to repair my credit to purchase an investment property

Bonds Market

I have been noticing that the bonds market has been having substantial gains, especially the last two days. Could this be an indication that mortgage rates could improve in 2019?

Student Loan Debt

Is my student loan debt counted against me as DTI if I am still under deferral program?

Loan Not reporting on Equfax

I travel for work, (in Ukraine 8-10 months of the year) and I have family handle my financial affairs. I am on another time zone so it becomes difficult to manage and keep up with financial affairs myse...

Home Owners Insurance

I would like to opt out of including my homeowners insurance in the loan. Is that possible? My goal is to pay cash for my home owners insurance so that my monthly payments are lower.

do different lenders have different fees?

I was approved for $485k by B of A. But I wanted to know about shopping around for fees. Will different lenders charge differently (more/less points) on the back-end (broker fees)? Does it pay to shop a...

New Home Buyer Questions

My wife and I want to be on the title and mortgage both for our first home. Unfortunately, her credit is not good, although she has good income (FICO 465, Gross $122,000/year). I, on the other hand, hav...

deposit

I put 1000 deposit for a new house, but 3 weeks before the closing day, the lender said the mortgage rate become higher so made the monthly payment become higher than what we can afford. Can I get my de...

Co-signer for Stated Income

I have been self employed as a hair dresser for 10 years. I am 24 and started working with my neighbors mom when my grandma passed away (I was 14 and had to care for myself as I was placed in foster car...

Waiting Period on Refi?

I recently purchased my home (2 months ago) at a much higher rate than what the market is producing now. How long do I need to wait before I refinance? I am a first time home buyer, so I am not sure if ...

To buy before or after holidays.

I have found the home i want to get approved for near where I work in Irving MI. The price is a little above my budget, $109,900. I make $77k and FICO is 700, I have a bit of high debt that I am paying...