Can I refinance my closing costs?

Hello, so around 2 years ago, me and my wife got a 30 year fixed mortgage at 6%. Now that rates are very low I would like to refinance for either 15 or 20 years. I would like to refinance the closing co...

Applying for a loan with a Chapter 13

Looking for a lender that can work with me given my current situation. I have a 620 credit score, less than a thousand in monthly debt but I am currently in a Chapter 13 bankruptcy and have been making ...

Is it more difficult to get a mortgage for land?

People say that it’s usually harder to get a mortgage for the land. But I was wondering if there are some land-friendly mortgage lenders that I should search for. My credit is good, I don’t have any...

Feel stuck getting an FHA loan

Help! I feel stuck. I plan to buy a new home this Fall but my credit scores are not going anywhere. I currently have a mortgage, student loan and a car loan. If I get a credit card will it affect my cha...

Getting a condo with an FHA loan and HELOC

I recently refinanced out of my FHA on my first property. I was hoping to get a 2nd condo with an FHA loan and using a HELOC from my first property, is this possible?

Are there lenders who take on a small amount for refi?

I am looking for lenders who would refi at $50k. Most of the lenders in the market are at $75k minimum. My property is worth $150k and I need the funds to renovate our bathroom which needs it badly due ...

Applying for a loan with the VA

Hi, everyone! My wife and I are looking for a VA lender that would allow us to occupy the home once we come back from an overseas assignment. We have found a lovely home and would like to make an offer ...

Applied for pre approval, concerned about hard inquiry pulls

This is my first time applying for a mortgage and I have applied for pre-approval. Question is, do lenders continuously do hard inquiry pulls from your credit report?

Is it hard to get approved for down payment assistance?

I got pre approved for a home loan but I asked how I can afford the down payment. I said that I plan to apply for first time home buyers assistance. I currently have $14k in savings and I work as a nurs...

Are there options other than 20% down?

Hi, I am looking for a loan to help buy a home in Lawton, Oklahoma. We live in Denver right now and we want to move. The problem is we don’t have enough for a 20% down payment and our credit scores ar...

Applying for a loan after being a homemaker for years

Is it possible to do a conventional refinance if I only have work credentials for a year? I’ve been working in the IT industry for 5 years and stopped in year 4 and became a homemaker and I am now bac...

Buying a property with little to no down?

I am excited to purchase my first condo and I want to know if I can accomplish this with little to no money down? Can I leverage my credit to obtain a property? This will be my primary residence but I p...

No W2 applying for refinance

I have negotiated with several banks and they won’t cash out refinance a duplex I bought in my name and have owned for 7 years since I don’t have a W2 job since I got laid off due to the pandemic. T...

Can I refinance even with just 2 years of employment?

I want to know if I can refinance a home with plenty of equity even when employed for just 2 years with nothing to show before that? My credit score is 720 without any debts at the moment.

Credit score is 664. What is the best rate for a 30yr refinance