Do I qualify for a new home?

We are in the market for a car and a house. I have good amount of saving but not much credit history as the only loan I had taken was 7 years ago for my car. I recently applied to be pre-approved but IN...

Fha mortgage co-signer question

Here's the question...can you get an FHA mortgage for a multi-family home with a cosigener. my fiance and i will be the buyers and living in the home, my mother is the cosigner but in no way connected t...

What is PMI?

I was wondering if one of you all can explain what that is. I have been told I need it, I am just not sure why i do. Where can I shop for the best rate on PMI. Is that offered thru you people also? Y...

can I qualify for a long with a 648 credit score?

can I qualify for a loan with a credit score of 648

My 7-yr fixed resets next sept (2010), but should i refi now?

we are moving from our home, just not sure when. Our 7-year fixed i got back in 2003 from Countrywide (now bofa) is resetting in sept 2010. My question is should I refi now or wait it out to get the m...

Buying down the rate, how does it work?

I am currently buying a home and am not quite sure how "buying down the rate" works and am wondering if my lender is trying to pull a fast one on me.I am being charged a $3,809.20 origination fee to buy...

If I refinance my bank loan through an individual investor, can I still ...

I am considering refinancing my bank loan on my home with an individual investor. Can I deduct the interest on my taxes? If so, what type of transcation or documentation must I complete to ensure I ca...

750 credit score family needs help

Hey Lender 411,My husband and eye have our eyes on buying a new home, and at the same time rent out our current town home.Here is what we have to work with:-750 credit score-5% down payment-6 figure inc...

600k house best scenario

Here is the scenario:I would like to buy a 600K house with the following mortgages what would the rates be for somebody with a credit score of 750+ Here are my various options:Option 1: 450K mortgage, 1...

how do I get my 100.00 credit to buy leads for filling out the survey?

how do I get my 100.00 credit to buy leads for filling out the survey?

What is a better choice a 15 or 30 year mortgage for new home?

Quick question:I am looking to get a new home and I hav a few options.Let me know if this makes any sense (using current interest rates) ......I can get a 180,000 mortgage over 30 years that would cos...

purchase a home by end of sep 09'

Hey everyone,We are looking to obtain a mortgage and purchase our first home in the next few months (the end of Sep 09 ideally).We have just started to shop around on who can provide the best deals etc,...

PLease help me with "Origination Fee"

I am currently purchasing a home and am not quite sure how "buying down the rate" works and am wondering if my lender is trying to pull a fast one on me. I am being charged a $3,809.20 origination fee t...

Everything about our refinance is fine, except that our property is a ho...

Is it customary to ask seller of the home to help us with closing costs?

We need some help with the closing cost. We only have moeny for down payment and a colleague says we can ask the seller for help. Is that true?