If we are in a 10/1 arm and we have five years left on the loan, should we try to refinance into a 30 year fix. We purchased the home in april of 2006 for $471,000. We put over $150,000 down and current...
I was recently approved for an FHA loan on a home. The mortgage broker told me that the down payment was going to be 3.5% min. I decided to expand my home search to condos (can buy in better location th...
Will lenders these day allow for front-end ratio to be more than 28%? I need my front-end ratio be be 34%. My back-end ratio is find because I have no debt right now. For the house range I am looking...
Just something I've been curious about...When someone finances a really expensive house, lets say 2M, how is that usually done? Is it like cheaper houses where it is most common to have 20% down or do l...
It would lower my monthly payment by almost $200
It was gpoiong up like crazy
Sorry if this is a "duh" question, but can you get a fha rehab loan if you already own a house? I have a place in Austin but live in LA now and would like to go the FHA route. I was looking at the off...
Can someone explain the difference between a refinance and a home equity loan? And which is the better route to take...I have excellent credit and an income of over $100,000 a year.
My spouse died 4 years ago and was the only one on the mortgage, we are both on deed. There is only the mortgage in spouse's name, everything else is in my name. I was advised to just continue paying ...
I am looking to purchase a second home for investment purchases...it's a great deal in what I feel is an up and coming neighbor hood. What are restrictions I need to look into? I wont be living there, h...
Looking to refinance my home to a lower rate, I live in austin..can I find what I am looking for on this website?
I had a very good job making 45K a year when i bought my house. I was layed off and was unemployed for 1.5 years. I went back to school and finished school and I just found very good job that pays 55...
I am trying to purchase a home using the FHA loan program. My wife also owns a home and I am not on the loan, but i AM on the title. Will i qualify
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