Are there 80/15/5 Mortgage out there?

Hello mortgage experts. Does anyone know if there are any 80/15/5 mortgages out there for properties in the 700K to 800K range? We have excellent credit, no debt and can afford the monthly payments wit...

re-submitting a loan

So after 5 weeks of being in escrow I just heard from my LO that the bank declined to fund the loan due to legal issues.I'm supposed to close in 2 weeks and now we have to submit the app to a different ...

can you get PMI removed from an FHA loan in less than 5 years

Type the details of your question here

Two refinances one deal

I own two homes. I want to refinance both. Can/will lenders give me a deal on the cost to refi? I'm going to move forward, but I would like to save some cash. Any ideas or recommendations?

Should I refinance?

Considering a refinance. Currently my interest rate is 5.125%. I was told that I qualify for a drop to 4.25%. It will save me about $100/month. It is going to cost me $2000. Is it worth it? My credit sc...

My dad passed away last month. He did reverse mortgage his house.we want...

Paying hte backup lender

I've applied and been approved by two lenders. I've selected one as a primary, and the other as a backup, and intend to inform the backup today. The backup lender is a correspondent lender. Both loan of...

does anyone allow a mortgage loan for someone who has been discharged fr...

trying to qualify

Can I get a 40 Year Mortgages in MA

We're having trouble getting approved for the amount we want based on my wife's salary being about 25% commission and her not having been at this job for over 2 years. With her commission we would quali...

HOA dues in my complex

I went to an open house in my condo complex. I over heard the Realtor telling the potential buyer that the hoa dues for our complex is $198. I pay $236. Why would my dues be more? I thought all resident...

Need more info on ING direct mortgages

I was wondering if anyone had any experience with ING easy mortgage. Their rates are so low and the promise of low closing costs is really appealing, but i don't like the idea of not going with a lende...

How much will I be able to lend?

I want to buy a condo . My income level is 75k. I have a car loan in the amount of $350, college loan payment of $120 and a fico score of 623. I have about 15k saved. What are my options?

What is the minmum score for a good refinance rate?

What is considered Good credit and what is considered excellent credit? I have 637 FICO.

What is a non-conforming jumbo loan?

I've read a few articles looking for the answer to what a non-conforming jumbo loan, but find the information really confusing. How does the refinancing of a large loan differ from a a "regular" loan?

judgement on credit report

i am wondering if a judgement has to be paid in full BEFORE closing or if it can be paid at the time of closing... from my understanding most lenders go by your middle fico credit score... my lowest sc...