I'm interested in purchasing a new home, and I qualify for an FHA loan. However, the house I wish to buy is in foreclosure, and before I start the application process I wanted to make sure that I can us...
I currently am in bankruptcy, but I would like to lower my rate on my home mortgage by refinancing. Is this possible?
I recently divorced and part of the settlement was I get both (commercial) properties and he gets another + $75,000. The one property currently has a mortgage of 270,000 and appraised for 700,000, the s...
I'm looking to do some comparison shopping. Already have two lenders that do an IRRRL without appraisal. Just asking if anyone knows of any other lenders.
Can I refinance a second home under HARP which used to be my primary residence when I first bought it? The LTV is more than 125%
After no success at trying to sell my home, I decided to rent it, but I wanted to combine my 1st and 2nd mortgages ($1600 tax and ins) in an effort to lower my payments, which would allow me to rent a...
I currently own two townhouses that are rentals in Southington. Both are currently occupied and I do have great credit (810) and both have equity. I have a 4.65 and a 5.8% 30 year FRM. Do you think I ca...
I bought a townhouse in 2003 which my father cosigned on a 30 year FHA loan. I've lived there now for about 3 years. I then met my wife in 2008 and cosigned with her on a 30 year FHA loan so she could b...
I am a main resident in my home, valued at $250,000, of which I have paid off, and a rental home, valued at $150,000 which I have a $93,000 loan at 6.375% APR. Can I mortgage out the rental home with my...
I was recently looking to get debt relief, by refinancing my mortgage and taking the extra money into paying credit card bills. I was looking at the company called http://www.nationalrelief.com which do...
I recently got a first home with a FHA and I received a lender credit to help finance my closing costs. How soon can I refinance my current loan to get in on these low interest rates and is it possible ...
Currently, I have a mortgage at 5.625 with 7 more years remaining. I also have a home equity loan at 3.75 that I would pay off. The refinance rate that I am getting is at 3.75 for 10 years and I don't k...
My father just lost his wife, he is 84 and now can't afford to pay his mortgage, his loan interest is 5.875 and has negative equity of about 54,000. His health is failing, and maybe a little extra savin...
I meet all the criteria of the HARP program except the LTV of 125. I bought house for 170, owe 160 and am told estimated value is 125. My original loan was an 80/20 so I don't pay PMI but have interes...
I am on the DNC. I keep getting calls from loan officers where do I complain? Who regulates in CO?
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