Can owning a boat or a business be considered collateral in the absence ...
My credit is not that great, like 635, but I do own a business with a gross income of 600k a year and I do own a boat that isn't nearly worth what I paid for, roughly 50k but maybe only worth 20k if res...
Can I refinance into a lower rate with bad credit?
I want to refinance my 305,000 home to a lower rate, the LTV is around 70%, but my credit has dropped down to 670-705 credit score with some extra debt. It was around 740 when I got my home originally, ...
FHA mortgage on rental property
We would like to rent out our current home, which has an FHA mortgage. We would like to refinance to lower the rate through the streamline program. However, I am afraid of being in violation of the pr...
How do I know if I can refinance into the new HARP program?
My home is underwater at about 140% and I've had it since early 2005. I read about the first HARP program, but my LTV at the time was 145%. Now that I've heard that there's no limit on the loan value, w...
Is it possible for me to get a FHA home loan?
I'm currently looking at a home in the 230-240k range, have a decent credit score of 745, but I had a foreclosure back in 2008. Currently renting and making due with rebuilding my credit and saving up f...
No cost refinancing for my home, will I save money?
If I do a no cost refinance with my current home at a 55% LTV, will I save money in the long run from a 6.5% rate? Or would costs be a better way to go? Currently at a 723 credit score and 15 years into...
notary
if i go 2 court with a copy of my documents done by a notary 15 years ago without a legal stamp or seal on it but signed by all parties involve will the judge accept my papers as proof of a sale...i do ...
Credit score of 669, can I qualify for a new home loan?
I found a home worth 175k in Coventry, not good credit, but I have enough to put 15% down on the home as well as a solid income of roughly 45k a year. What rates could I expect and should I put more mon...
What do I need to qualify for the new HARP program?
I have a Fannie Mae home from 2007 that I currently am underwater on, roughly (135%). I haven't missed a payment for my mortgage in 3 years except I was late back in 2009 once. The home is valued curren...
Can I get a HELOC with only 40% equity in my home?
My home is valued at 246k and I've got a current mortgage of 147k. Is it possible for me to take a HELOC out on the house? I'm looking for a around 20-30k in credit from the home. Credit score has remai...
Refi an apartment building loan
Looking to refi an existing apartment building loan. Presently its 5.75 with a balance of 630,000. Credit score is 780 and owed for 5 years (5 years left on loan). Also, what are the costs (points, ...
Credit score of roughly 600, looking to refinance Fannie Mae home
Looking to refinance a home valued 140k, mortgage 128k @ 6.625%. I believe i have a score of 600, but I do not know if that is the case. It is a Fannie Mae loan prior to 2009. Currently in a Chapter 13 ...
Interested in refinancing my mortgage, help
Currently I have a home which I believe is valued at 630k. I currently have a total loan on the home of 410k and need some cash out for a couple of home improvements (3-5k). My credit is excellent (some...
Home Loan inquiry San Francisco
I am looking for a mortgage broker for obtaining a mortgage loan for a property in San Francisco.My situation:I am living and working in Europe, with an European passport and no current residency permit...
What is an ARM and can it be better than a FRM?
Just got married, looking to buy a home, and I really only understand FRMs, and have no idea about how an ARM really works. The home I'm looking to get is in Athens, GA. Its valued at around 265k, 3 bed...
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