on average today, what does my FICO have to be to qualify for $680k?

I checked on Credit Karma this morning its 677.

missed payment

I missed my first payment last month, after 5 years in my loan. I lost my job 7 weeks ago and I was recently hired at a new Law Firm here in Alabama. How long do I have to be employed to refinance? Am I...

Can I borrowing more than list price on an under-priced home so I can us...

Thinking about A Reverse Mortgage

Hi. I have about $89,500 in equity in my home last time it was appraised in June 2018. I just retired (2/28) and my husband has been sick/has med costs. I have two children - they are adults. What woul...

rapid re-score

Will using rapid re score create a hard inquiry from my lender?

what is your phone number

hard money loans

having a hard time finding hard money lenders. its a rental purchase and i have other rentals and wish to use them as the security for real-property. any recommendations?

Bank pushing Loan Products on my wife

I was pre-approved Monday last week for $869,500. Buying in Key Biscayne, FL. My loan officer is trying to push a 15-year fixed down our throats! I am using this for second home so I am planning to keep...

Late payments Question

I am unemployed and recently had a 45 day late payment. I am seasonally employed so this is not uncommon for me. However, I have never been late more than 10-12 days. I wanted to know if I would be unab...

Inherited property delayed financing rules

I inherited a property in Texas (Harris county) we are wanting to use the delayed financing option for a loan, I inherited the property in my name but my husband will be the one financing is their going...

My house won't sell!

I have had my home listed under private sale for 97 days. Original asking was 195k and i had to drop it to 169k 45 days ago. Should I consider hiring a realtor or a real estate agent? Is there a differe...

Lien on my home

I found out that the IRS put a lien on my home for past due taxes. I am trying to refi. How will this effect my approval?

mortgage rate drop today, insane!

rates have dropped almost 1/2% since 11/6/18 .does this change my pre-approved rate? 30-yr fix 5.05% on 11/6

do i have to have a realtor?

I just started looking for my first house. Do i have to have a real estate agent? Don't they charge fees for their service?

Rate increase effects on closing fees

As rates seem to be fluctuating a lot this last quarter, how much impact really does .05%+ increase or so to a mortgage rate truly have as far as fees charged on a mortgage loan? I was approved in late...