Home Ready program
Saved cash from family members (gifts) from graduation in 2017. Using the $9,400 for a down payment. Looking for a Home ready loan program for 1st time. My FICO is 640, DTI 40/60, income $45,088/year
Mixed use property loan
the building I am looking at is mixed use. I will be using for commercial purposes only, can I still get a mortgage loan instead of commercial loan?
Suspended Loan Notice
I received a phone call from my lender basically saying that the underwriter is concerned with my salary. It was lower in 2017/2018 fiscal year than 2018 calendar year. I was told my mortgage loan is be...
What are the areas in Alabama that approved for USDA loan?
I am looking to buy in/around Huntsville. I am trying to find out the guidelines for USDA loan. Many thanks for any help or resources you can share.
Can HUD loans be used for townhouses?
How do I find out if the townhouse community my wife and I are looking into is approved for a HUD purchase?
dealing with sketchy lender?
hey Lender 411! first time long time. need some help. if the lender (bank sales property) will not allow us to physically view the house we want to bid on, more than once, should we be worried? They ha...
looking for construction loans
My parents are building their retirement home and I am helping them find a lender for a $640,000 in Santa Barbara county. The home is $505,555, with 33% down. Their income is fixed but high, $195,500 an...
locked rate was lost!
My Loan Officer did not send me a lock rate agreement. My loan officer emailed to complete my loan application within 24 hours to lock in rate, which was on march 29th. I did this and at the time 30-yea...
I am a co-signer and now want to buy my first home. i have some general ...
I cosigned for my brother and his wife on their home purchase in 2017. I've paid off my college debt and now ready to buy my 1st house. Can I still get approved for first time buyer programs?
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