Banking Paperwork

My husband and I are finalizing our home purchase, we are going to try and close in June. When we are ready to apply for a mortgage how many months of banking statements will we need to provide?

Can someone pelase explain the FHA "Streamline" refinance ?

Does that mean as long as we have not been late on our existing mortgage we do not need much documentation for our refi ?

when does the $8000 credit end? Is it possible they might extend?

we only have a small amount for downpayment. what kind of loan can we qualify for to get the refund?

Is comparing Good Faith Estimates between 2 lenders the best possible wa...

We are trying to buy a new home in Overland, KS.

15-yr vs 30-yr

Suppose you are applying for a loan of 550K, you can choose either 15-yr 4.5% fixed interest rate or 30-yr 5.25% fixed interest rate. Which one would you choose? And why?

Will I qualify for the FHA loans?

I am looking to get a mortgage but I know that I have too much debt- My mom will co-sign, and she has above excellent credit but we are worried that I will not qualify for the FHA loans and the $8000 fi...

If unemployment comes down and economy improves, is that actually bad fo...

Will the fed increase mortgage rates? The reason I am asking is becuase of my variable mortgage resetting later this year

I am looking for the best 5/1 ARM or 7/1 ARM cash-out refinance rate, ca...

My first mortgage is 509K. I have a second mortgage of 95K. The property value based on zillow is 774K. My existing 7/1 ARM will reset in September 2010. We think we will move from here in 5 years or ...

Co-signer Question

I currently have a home in another state that I am in the process of selling, however, although I have a buyer already living in & renting the house, it is not "sold" as of yet. I have found a great buy...

just denied pre-approval... whats next?

I am in the market to buy a new house. I have good amount of saving but not much credit history as the only loan I had taken was 7 years ago for my car. I recently applied to be preapproved but ING Dire...

I'm not sure what our FICO score is, but can you do manual underwriting ...

Closing cost question

If the seller agrees to pay 4% closing costs, would that include the prepayment of taxes, etc that you pay when you close escrow? Just wondering if that was considered a closing cost, or just part of th...

First time home buyer

My fiance meets all of the qualifications for a FHA loan, I just filed bankruptcy so I would not be able to qualify but is there a way for him to use my income as supplement to his without me being on t...

upfront broker questions

We are shopping for a loan now in Georgia to purchase a bank owned property. I have a broker telling me he'll do the loan for nothing. I barely know this person, no loyalty or reason why he should wo...

If you have a down payment of less than 20% does that automatically mean...

I am a first time home buyer and was recently told that if I put less than 20% down i would not qualify for a conventional loan and would have to go with an FHA therefore requiring PMI. I have a very g...