Would you recommend refinancing or home equity line of credit?

we need approx $80,000. as we are buying property in Florida. We have 7 years left to pay on our mortgage ($41,000 @6.25% 15 yr. fixed). We have very little debt. (under $2,000). Our home is valued at $...

What is a good Debt to Income ratio which will not cause a hit on my rat...

Can I refi with LTV of 95%?

When we bought the house, the LTV was 80%, but now obviously we lost a lot of value. Can anyone help?

Refinancing Our Neg-AM loan

We bought our condo in 2006 for $530K using a neg am loan. We took out a first and second w/ no money down. Property value has declined to $448K. We currently owe approx $572K. We tried to do loan mod o...

When i did a loan modification Intrest and Fees were added to the end of...

I paid 2k to do a loan Mod and then when the mod was complete the bank added the intrest i didn't pay back into my mortgage. since it was technically paid can i deduct that intrest paid? My balance on m...

Is the rate move up done? Can we expect it to hold steady?

Trying to REFI

hi me and my wife are looking to buy are first home and we have some bad...

still interest only loans available?

just curious to get an idea of what's out there. can you still get interest only loans with low payments?

home loan after foreclosure but good credit

Is it possible to get a mortgage four years after foreclosure? I have credit of 670.

Bank Sold my loan for how much?

My original lender sold my second mortgage to another lender. How do I find out how much the acquiring bank paid for the loan? I'm assuming since I'm upside down on the property they did not pay face va...

Now that Green Bay has won will the rate goup or down?

What type of loan to value amount is good for a mortgage in TN?

I'm going to buy a house soon, and I would like to know how much I can borrow, what percentage of the home price I need to make for the down payment. I don't think I can pay 20% and still get the size ...

When is the best time to lock ?

When the rates are going down or up? Is it similar to wall street that you buy on the way down and sell on the way up?

what documents and paperwork do I need to apply for a mortgage?

I have been self employed and I don't have W2 forms, what do I need to turn in when I apply for a mortgage?

Homes still a good investment?

It seems like lots of economists are saying you shouldn't buy a home because it's cheaper to rent and houses are just losing value. Do you think houses are still a good investment? My wife and I were ...