Can I buy property with a USDA loan if it was --formerly-- farmed? I wil...

altering interest rate while loan is in underwriting

rates have gone down since i submitted my loan app and im too nervous to ask my mortgage guy right off the bat, but is it ok or even possible to ask to lower the rate at this point? we did the math and ...

i have never owned or rented, can i still qualify for a mortgage

i have been living in university-sponsored housing for 6 years. it was not a typical rent situation because it was paid through my tuition. I have graduate school loans to pay off as well. the only reas...

how low is the FHA mortgage insurance going toe be now?

I have been considering taking out an FHA loan for months and I'm glad I waited!! Will the mortgage insurance cuts make it easier to qualify, by the way, because of the lowered payment? I have 679 credi...

how can I purchase a home with a 574 credit score

What can be done for a rental mortgage refinance?

I have a rental property in Florida that has a hgih rate and I have lost occupants because they find less expensive rent options. My only option to bring down rent would be to get the mortgage payment l...

Will getting loan mod thourgh HAMP get rid of PMI?

I'm behind and looking at hamp wondering if this will stop my PMI charges?

can i refinance to remove myself from the mortgage?

splitting with my wife and she is going to take over the mortgage in entirety. we are trying to do this without lawyers so is a refinance the best way to dot his? we have freddie backed mortgage ~75 ltv

Is there a difference betweeb a jumbo and high-balance mortgage

I see articles about both " high balance loans" and jumbo online but I'm not seeing the overlap. Either way idealy i'd like to take out a larger mortgage but for less than 20% down and my credit is 702 ...

My BK was discharged 6 months ago. Is it possible for me to get a mortga...

Debt payoff and reverse mortgage clarification

I was reading on here that those in my will would not have to pay off the reverse mortgage debt, but then I talked with a banker and they said the exact opposite, and any equity I use must be repaid. Is...

how long will harp be in effect?

if i'm going to buy a townhome to rent out do i need a different loan fo...

i own currently but i've never rented out my home or any other property before. i thought it was going to need a second mortgage but apparently this is different?

Can one do a VA cashout with no appraisal? I see it only offered on the ...

are loan mods possible on a rental property?

I originially bought the house as a primary residence and lived there for 3 years before i began renting it out in 2009. The loan is FHA. Tenants have defaulted on payments 3 times and I am having a har...