Hello, we are currently looking to by a home. The home needs some updat...

We are currently deciding on a property but, have been told that lender(s) no longer allow for credit at closing for updates or changes that need to be done. Is this something new? The appliances in t...

Will there be any new tax rebates for first time home buyers this year?

IN this rate environment which os better 40 or 30 year fixed?

If rates are this low would 40 year fixed be even better than 30? any help would be appreciated.

What is considered a mortgage late? How bad will it hurt my credit?

We are 45 days late on the mortgage. DOn't see us making a payment for another couple of weeks. Is that mortgage late? How bad will it hurt credit?

Loan transfer

A few years ago I bought a home for my brother because he didn't qualify for a loan. The house is his, he lives there, and all that, and he makes the monthly payments, but technically I own it. We wer...

Want to stop renting

I have a credit score of 660 I just paid off everything on my credit report last week. I have 20,000 in bank for downpayment ,can get 4,000 more by next month. I don't want to rent anymore, I have 4 ch...

FHA Loan with a low credit score?

I am a first time home buyer in CA. The house I am looking at is listed at $150,000.00. I want to get an FHA loan but I have a credit score around 600-620. Can anyone help me with who to talk to or wher...

I recently was appoved for a FHA loan to buy a property but the seller h...

Switching to an FHA home loan

I can afford to o put down 20 percent for a purchase but prefer an FHA home loan at 6%. I have a traditional pre-approval letter with 20% down because I know not many sellers like FHA'sIf I open escr...

Need advice - trying to get pre-approved but am in a strange situation

So, my wife is a co-signer on her parent's house (don't ask me why) and we figured before we try to get pre-approved for OUR loan, she should take her name off the title to her parent's house. As a res...

How much time to apply for a loan after escrow closes?

We are buying our first home and will have an accepted (counter)offer and escrow opened by the end of this week. How long do I have after escrow opens to apply for a loan? My problem is that I have to t...

can you help with a refinance

What kind of 5/1 rates are out there? Our loan is jumbo about 630K. Te...

I am in Orange, CA.

Can I buy a house with these scores: 590, 594 and 602.

My 3 credit scores are 590, 594 and 602. I made 71k last year and 63k the year before and have been on this job for 5 years now. My monthly bills(not including rent) are around 1200 but will be dropping...

Can I use my husbands disability as income?