Are there any advantages to a normal FHA refinance over a streamline FHA...

Besides making the application process much easier

Seller financing?

What is seller financing? Should I know what it means/is it something important??

Interest rates up front? Any way to fix that?

I was supposed to close with my bank on the 31st but my bank pushed back the date to the 7th. Apparently now I have to pay the interest up front from the closing date until the end of the month. How exa...

I own a home with no mortgage and I want a fixed rate HEL should my bank...

I was told since I didn't have a mortgage and therefore no equity, they wouldn't want to give me a HEL and the best they could do was a HELOC.

Cash out refinancing?

What is cash out refinancing/should I be taking advantage of it while rates are low? Is this option available with all lenders?

Would I qualify, and if so, what would my monthly mortgage payment be?

I want to purchase a home located at 3003 Drummond in Vicksburg, MS for $114,000. (Property taxes last year were $1633.05.) I do not have 20% for (conventional) downpayment and have qualified for an F...

Can I lower my escrow since my house's value decreased?

I purchased a home last January for 300K with an assessed value of 389K and taxes at $6,000. I've been paying $503 monthly into escrow, however, the value this year has decreased to 257K and dropped my ...

What are the min credit scores to obtain an FHA & Conv loan in PA after ...

What are the minimum credit scores to obtain an FHA and Conventional loan in PA, after a chapter 7 bankruptcy discharge? How long do you have to wait after the bankruptcy has been discharged to qualify?

Can I do a No Cash Out 100% LTV refi from non-Fannie/Freddie to a VA Loan?

LPMI

If I paid PMI in a single premium, which I did, shouldn't that loan still be written as Conv Insured? My loan papers say Conv. Uninsured. If this amount came out of my money that I brought to closing or...

Can I do a home modification through your organization?

I am in need of a lender who can refianance my rental in Converse Texas ...

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Any Wholesale lenders funding Freddie Mac OPen access Harp2.0?? in Florida

High dti and refinancing

Are there any programs that accept a high dti 65%?I owe 184000 house is worth 320000.My credit is a 715 and i make 30000 a year.I have a co borrower 780 credit and makes 250000 a year.His dti is also hi...

Loan help for a NON Fannie Mae or Freddie Mac-- HELP !@!@!@!

Hello. We have a 10/1 arm that is not backed by Fannie Mae or Freddie Mac, therefore we do not qualify for the Harp 2. We have never been late and have paid full amount monthly. We cannot refinance due ...