refinance home equity loan

Your best option may be a new first mortgage, while rates are still low.

it's possible, but the likely maximum of the balance on your first plus the HELOC will be 90% of the current appraised value unless you can find a local credit union that will go higher.

PS. if you wrap it into a new first mortgage the maximum will depend on when you took out the HELOC. - The maximum for a mortgage considered "cash out" will be going down from 85 to 80 very soon - keep that in mind

More info is needed. to discuss the best mortgage option for you. Call Us anytime to discuss 800-991-5309

More information is needed about your situation to determine which option might be the best for you. What you may want to consider is refinancing your primary mortgage and paying off the HELOC.

Refinance is your best option.