What kind of credit score so u need for a conventional loan

Generally 640 of better, But the lower your score, the higher the rates

Best practice would be to contact a local lender in your area, to discuss all options based on your current and future credit situation.

Generally speaking, most lenders will want a 660 or higher, but you can go down to 620 with a few lenders. Be very aware that your interest rate for a 620 score will be significantly higher than someone with a good score.

we can do a 620 conventional

620 but it really depends on the type up loan you are trying to get and if you need to get mortgage insurance it gets pricey under a 680 so you will really want to compare that to FHA. Also rates under a 680 on a conventional can skyrocket the closer you get to a 620 and some conventional loan programs you need a minimum of a 660 anyway.

620, or better.

Usually 620 or higher is required for a conventional loan. However, the lower your credit score, the higher the interest rate is that you will receive.