Retail Morgage Mgr/ Sr. Loan Officer at a Federally Chartered Bank, we offer a wide array of programs for my clients:

80/10/10- Jumbo Loans- 90% no MI
Jumbos Loans to $10 Million
100% VA Loan- to 1 Million
100% Rural Development
95%- 97% Conventional Conforming , with or W/out PMI

90% LTV up to 1.5M
90% LTV No MI to super conforming
96.5% FHA203(b) & 203(k) Specialists
New Construction & Renovations based on the appraised value(after improved value) , Cross collateralization Allowed
80% Investors, LLC's

Warrantable and Non-Warrantable Condos - up to 90% LTV
Commercial Financing
Cash Recapture following a recent purchase- no seasoning required
HomePath, Home Style
Down Payment & Closing Costs Programs
Zero Point Loans
In house Processing, Direct Endorsed Underwriting , Closing & Funding.
We can close loans as FAST as 2 weeks from application!!