oIf I have a 30 year mortgage is there any way my loan could NOT be paid off in 30 years if I always make payments on time?

Making all your payments on time, Great! 30 due in 30 term, your loan should be paid off in 30 years. You could also explore other Loan products that may help you to keep the same payment or even lower the payment and also shorten the term of the loan. Call us 714-881-5970 or Email - info@unitywestlend.com

Only if you do a loan modification that allows for non-standard terms, such as a balloon payment at the end of 30 years. Few, if any, lenders will issue a loan or a loan modification with these type of terms.

Yes. If you have late fees accrued or are somehow delinquent on your property taxes, or have accrued some type of other fees from the bank like $50 faxing fees. These will all be added onto the loan so keep watch on a regular basis of the balance to make sure these are not added.

As long as you make all your payments on time, and you have a 30 due in 30 term, your loan should be paid off in 30 years.

No. As long as your property taxes were also paid on time as well and didn't modify your loan voluntarily at any time.. Call us or email us at 201-962-3555 or Team@BestMortgageOption.com for ano cost no obligation analysis of your situation ask for Michelle or Benny. We will find the Best Mortgage Option to suit your needs! Check us out at www.BestMortgageOption.comAsk us about the awesome discounts we offer heroes as a Homes for Heroes affiliate!

Tyler -- as long as your payments are made within nine days of their due date (most contracts have a 10 day limit before late charges), every month for the entire 360 months, (and your don't refinance or have the mortgage modified) then it will be paid off by the date show on the mortgage contract.If you add a bit to each payment, you will actually pay it off faster (obviously the more you add the sooner it will be paid off.) For example, if you take a regular payment and divide it by 12 and then add that much to each payment, you are adding a extra payment plus each year, and it will save you a fewyears on the payoff date.

Yes, as long as you make all of your payments on time for the full amount due, your mortgage will be paid off in 30 years. If you refinance that can extend the life of the loan - i.e. if you refinance 5 years after you originally obtained the loan to a new 30 year loan you will not pay the loan off for 35 year from when you originally took out the first loan.

In theory, no. Make all your payments on time, loan pays off on time.