my current interest rate is 5.5 percent. My mortgage balance is 59.000 can I refinance to a lower rate?

Any person can refinance at anytime if it makes sense. Contact a local non-bank lender to discuss your personal situation and to see if refinancing makes sense for you. Lowering a rate alone doesn't mean it makes sense.

Yes you can. Give me a call we have some of the lowest rates and fees in california! 877-990-4277We can also have you close quicker than anyone else!Thanks,Brian

If your credit and debt to income are within the qualifying range you most definitely can. The most important question is whether or not it is worth it at this point. You should take into consideration all factors including what your current term is. Speak with a professional and discuss what your goals are and he or she can give great information to help make your decision.

Yes you can. I can go over your loan options with you and give you a quote with no obligation. Give me a call 909-287-7577. Regards, Blanca

Yes you can. just send me an email and i will send over the fees, rates, and whatever you need. Thanks Jon 714-720-9548

Yes, you definately can. I would really like to go over some options with you to make sure that refinancing makes sence to you. Please call me at 909-287-7577. Regards, Blanca

yes you can. Instant Capital Mortgage banker locally. Jon 714-720-9548

Absolutely, even if you have bad credit.

Based on the information here, there is no reason why not? Feel free to send me your scenario. Earanda@firstcal.net.

59.000...is that $59? $59000? As all have answered it can be refinanced. You want to get 3 quotes to find the lowest feesif you only owe $59,000! Rates will be pretty similar at such a low loan amount. Also, look at a 10 yr. fixed.

Got your voicemail, I do loans in Arizona, shoot me an email (I dont have yours) and I can quote you. bparis@mhmb.comThanks,Brian