Can my wife's bad credit hurt our mortgage rates?

My wife's credit is not the best, and we're looking to get our first home together after renting an apartment for years. Does she have to be on the mortgage, and if so will that affect our rates? My cre...

Can I use the equity from my first home to get a better mortgage on anot...

If I own a home full and out and I am buying another home as an investment/summer home, can I use the equity in my old home to get a better rate on my mortgage? I have okay credit in the low 700s and ha...

reverse mortgage

We are looking to purchase a minimum of 25 leads or more for reverse mortage clients that are homeowners over 62, have at least 50% equity in their home and are 30 days plus late on their current mortga...

Should I refinance if I'm thinking about moving soon?

I have a home valued at 215,000 and currently 8 years into a 30 year FRM at 6.5%. Right now I do not know whether I'm going to move out to another house or refinance this one, but regardless the payment...

Do I qualify for the new HARP program?

I have a Freddie mortgage that was eligible for HARP with everything except the LTV, which is around 145%. I haven't been late on a payment in three years and I just read in the paper about the changes....

Our Question is VA loans and termite inspection/treatment!

We don't understand the termite inspection/treatment rules. Please explain. We were told that VA would not let us pay for treatment or inspection out of our own pocket if we chose a house that needed it...

Is it possible for me to get a mortgage?

I have a credit score of 675, annual income of 85k, and currently have $1100 a month in debt payments (student loan, car payment, credit card). I haven't owned a home since 2002, but I found one around ...

Underwater mortgage, need advice

My mortgage is currently over 300k, and my monthly payment is 3200. The value of this house has gone from 475,000 to 180,000. Should I walk away from this loan, because I cannot afford this or refinance...

Refinancing without PMI

My house recently appraised for 240,000, have a 5.5% FRM 30-year with 196,000 remaining, I am paying PMI. I wish to refinance to a lower payment without the huge 5-6k closing costs I've heard off. I'm o...

Combining 1st and 2nd mortgage for HARP refinance?

Our first mortgage is an ARM with a low interest rate. Our second has a 14+% interest rate, combined both loans are less than 125%. We wanted to combine what we owe on both loans into a 30 year FRM and ...

refinance with a life estate

Refinancing after 5 years into a 30 year FRM

Right now I am 5 years into a 30 year FRM at 7.5%. I've never been late on payments, my house has been officially appraised at 375k, I've paid down to 315k. My credit is 785 and I have no other payments...

Need a home equity loan.

How long does it take to get a home equity loan? I have a fully owned house worth roughly 200k and I would like to get a loan of 15,000 to pay off credit card bills and to put a down payment on a car. W...

FHA loan after banktrupcy

About two years ago I filed bankruptcy and included the home in the bankruptcy. The property was discharged along with the bankruptcy. Is this house considered a bankruptcy or a foreclosure? Would I hav...

Refinancing a second home which is leased

I currently own a home that was purchased as my primary home in 2006 with a 6.85 interest only on the first mortgage and an equity line of credit with interest only and it is a Fannie Mae loan. I had ...