My wife and I were just were turned down for preapproval for a mortgage although we have 20-25% down and would not exceed 30% of our gross monthly income because my wife has no credit. I'm a stay-at-hom...
Tell me if this makes sense:I have a buyer agent who is willing to give me back 2% commission.I am interested in new construction and home is already built. Seller does not want to lower the price becau...
Here is the scenario:I would like to buy a 600K house with the following mortgages what would the rates be for somebody with a credit score of 750+ Here are my various options:Option 1: 450K mortgage, 1...
I would like to purchase a home.I am employed by a large bank. I was told that I get employee discount (no underwritting fee, no application fee, best rate etc saving up to $2000 they claimed). But th...
Lender411: I have a question regarding financing/loan for a condo that am looking to buy in few months. I am in a very peculiar situation where I am just starting out my small-business and don't have a ...
Can you please tell me if it is possible to get a first mortgage from a lender for 50% of the home price, and have the seller carry a second mortgage for the other 50% with no payments for 15 years?We a...
how do I get my 100.00 credit to buy leads for filling out the survey?
how do I get my 100.00 credit to buy leads for filling out the survey?
I am contemplating placing a bid for a FHA approved town home The property is awaiting arbitrtion and the unit is undergoing renovation. 1. Would I be able to obtain the FHA loan on the building with...
My wife and I are currently considering to buy our first home. We both have pretty good credit (730-740) and our combined income is $140,000.I'm a bit concerned because one, my wife was in school last y...
I'm interested in making my first purchase (200K condo) in San Diego with 5% down (10K) with FHA. do I need to get PMI? if so, how much is that typically?Now, is it even a good idea? I've been renting f...
Quick question:I am looking to get a new home and I hav a few options.Let me know if this makes any sense (using current interest rates) ......I can get a 180,000 mortgage over 30 years that would cos...
Would it be possible to get a first mortgage from a lender for 50% of the home price, and have the seller carry a second mortgage for the other 50% with no payments for 15 years? We are interested in a ...
I am in the process of purchasing a home and have received two different quotes from two lenders for a mortgage. Both were obtained on the same day, thus market rate fluctuations are not a factor here.M...
Hey everyone,We are looking to obtain a mortgage and purchase our first home in the next few months (the end of Sep 09 ideally).We have just started to shop around on who can provide the best deals etc,...
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