Don't have 20% down, what now....?

I can't do FHA because it's not an approved condo complex. Too many units are already FHA insured for a spot inspection to work. More than 30% of the units are rented, so the PMI company won't do it. ...

First time home buyer

My fiance meets all of the qualifications for a FHA loan, I just filed bankruptcy so I would not be able to qualify but is there a way for him to use my income as supplement to his without me being on t...

can you help with a refinance

can I qualify for a long with a 648 credit score?

can I qualify for a loan with a credit score of 648

Here is what I want a new home, 15 year loan with no closing costs :)

I am planning on purchasing a new home and I need a great loan.The best deal I've found so is 4.5% with NO CLOSING COSTS through Fremont Bank. Do you think it is possible to find a better rate with NO C...

upfront broker questions

We are shopping for a loan now in Georgia to purchase a bank owned property. I have a broker telling me he'll do the loan for nothing. I barely know this person, no loyalty or reason why he should wo...

Can I make this work?

I will try to make this short and to the point:I can't do FHA on the condo I want because it's not an approved condo complex. In my particular circumstance, too many units are already FHA insured for a ...

Notice of Acceleration and Refi?

I might be able to avoid Acceleration, if I can get caught up by Oct 8. I really want to keep my home, my kids were born here. If I cannot avoid Acceleration, will another lender be willing to refinan...

would private loans be the right thing for me?

I want to buy a fairly cheap second home (a condo) in Maryland. I'm thinking $100K but maybe as much as $350K depending on the deal. But I want a "private" loan so that it doesn't show up on my credit r...

My 7-yr fixed resets next sept (2010), but should i refi now?

we are moving from our home, just not sure when. Our 7-year fixed i got back in 2003 from Countrywide (now bofa) is resetting in sept 2010. My question is should I refi now or wait it out to get the m...

If you have a down payment of less than 20% does that automatically mean...

I am a first time home buyer and was recently told that if I put less than 20% down i would not qualify for a conventional loan and would have to go with an FHA therefore requiring PMI. I have a very g...

Buying down the rate, how does it work?

I am currently buying a home and am not quite sure how "buying down the rate" works and am wondering if my lender is trying to pull a fast one on me.I am being charged a $3,809.20 origination fee to buy...

If I refinance my bank loan through an individual investor, can I still ...

I am considering refinancing my bank loan on my home with an individual investor. Can I deduct the interest on my taxes? If so, what type of transcation or documentation must I complete to ensure I ca...

If I refinance my bank loan through an individual investor, can I still ...

I am considering refinancing my bank loan on my home with an individual investor. Can I deduct the interest on my taxes? If so, what type of transcation or documentation must I complete to ensure I ca...

750 credit score family needs help

Hey Lender 411,My husband and eye have our eyes on buying a new home, and at the same time rent out our current town home.Here is what we have to work with:-750 credit score-5% down payment-6 figure inc...