First time home purchase

Here is the deal...After being married to a "spender" for a decade, I cut my losses and ran. I had to declare bankruptcy in 1995, and discovered a good deal of "ghost debt" when i got divorced. I have s...

30 k to put down, selling a home can I get a new one that easily?

I'm selling my current home (at a profit) and plan to pay off one of two car loans i have of $11,000My only other loans are:Another car loan: balance of $15,000Home will be paid once sold. (this isnt a ...

FHA and Prepayment question

We have financed our loan as FHA and had some questions .We went with the builder's preffered lender due to the incentives given by them.On the Truth In Lending disclosure,I noticed that the lender has ...

VA Loan Help

Just got back from a deployment (Army national guard) 2 months ago. The military just stopped paying me but... I going to go full time student and army pays 1900 /mo (starts in 5 weeks) + Unemployment B...

mortgage broker question

Hey Lender411... I've been working with a mortgage broker and he's telling me i need roughly 12k in liquid assets to close on a house that I am trying to buy for 131k and property taxes of $1353 in NY. ...

Looking to get a new home by January

Hello, I am looking to buy a new home that is a bit less then what this home costs. I would like to buy the home by January 10. I just became unemployed but my husband will be paying the mortgage with ...

Why will noone return my calls or e-mails? What is going on.Carol Plouf...

quick question

This weekend I went to view several properties in MD and one of the properties that I liked doesn't conform to the FHA loan that I am pre-approved for. Basically the seller owns two adjacent lots. On on...

This is what the mortgage lady told me... what do you all think?

Hi, we're shopping for mortgages right now. I've always been told to steer clear of ARMs like the plague. You could get one today at 3% and tomorrow they could raise it to 50% just because. But yesterda...

FHA question

We just want to buy our first house and get out of an apartment. We need to use FHA because of the low downpayment requirement. The prevailing REOs all need work. The standard sales that meet FHA req...

loan question in florida

Income = 80K+ per year + unofficial $1300 per month rental in my single family home.Have a current Loan in primary residence = 400,000 of 820K at 5.5% 15 year, mortgage+tax = 4750 per monthWant to purch...

question how much do we need to put down with a 780 credit score?

Hi there, We have an investment property in Boston, MA which is carrying a mortage. We're currently renting in rockville, md and are hoping to buy a primary residence here. Will it be diffficult to get...

How much time to apply for a loan after escrow closes?

We are buying our first home and will have an accepted (counter)offer and escrow opened by the end of this week. How long do I have after escrow opens to apply for a loan? My problem is that I have to t...

Do I qualify for a new home?

We are in the market for a car and a house. I have good amount of saving but not much credit history as the only loan I had taken was 7 years ago for my car. I recently applied to be pre-approved but IN...

One more year left on chapter 13 bankruptcy. Can I get a home loan?

I have one more year left of my 3 in Chapter 13 bankruptcy. I was recently approved for a small credit card at a car repair shop that will be good to help rebuild my credit. I help take care of my disab...