Is it possible to refinance a second mortgage that has been an interest ...

We have a second mortgage that we took out three years ago. It was set up as an interest only but we would like to refinance it to a fixed second without combining it our first. Is that possible?

Is it legal for a home seller to pay my closing cost?

My real estate agent tells me yes, is he right?

Refinance Or Not?

I owe about 100,00 at 5.63 with 14 years left on a 20 year loan. Would it make sense to refinance to a 10 year at 4.12 percent?

appraisal of home

I am applying for a mortgage refinancing with the same company I had. I did some home improvements thus far, will an appraisal do me favor, in what ways? Will it affect my APR offer?

Can you get a reverse mortgage if you are upside-down in your mortgage?...

Equity Loans

Equity Loans

Should I refinance this year? I am really considering it.

My husband and I currently have a 30 year mortgage locked in at 6.25%. 9 years are paid off and the balance is down to $117,000. Would it be smart to refinance and take advantage of the lower interest ...

Lose house in bankrupcty?

My wife and I have a house together, both our names on the title, but the mortgage is only in her name. I think I'm going to have to file bankruptcy because of business debt in my own name. So my ques...

Why is my old HELOC now considered as "Cash out" if I want to refi and c...

can someoneplease explain?

I am desperate to get a better rate for my home mortgage. I have a bad c...

FHA or VA

I am a veteran ( 2 tours in Afghanistan) I m not looking to purchase a home and am curious what should give me a better bennifit and rate. A VA mortgage home loan or an FHA home loan

Can I Really Not Refinance?

I would like to refinance my mortgage in order to get a low fixed rate, I have talked to one loan brokers and Wells Fargo who owns my loan, because its not owned by Fannie Mae I can't do anything to ...

What is Mortgage Modification?

I am curious as to the differences between mortgage modification and a refinance. Which is better for me?

What is 60 mo WSJ LIBOR?

My ARM is resetting and my bank (BofA) tells me my new rate will be based on 6 mo WSJ LIBOR. What is that and why does my rate which is currently 5.25% stay at 5.25%? They tell me my note had a floor ...

Walk away from the property?

I just refinanced my home into a 30 year fixed mortgage. But I own a rental property that is performing very poorly... I still pay the mortgage on it, and even with renters, I'm losing about $1,000 per...