chapter 7 can we get a house?

Here is the scenario:I am 27, and my wife is 28. I owned a corporation since 2000 that went belly up, and I had to file an individual Chapter 7 bankruptcy because I owed all the debt the corporation cou...

employment lapse question

Hello!I have been "pre-qualified" for a new home loan by my current mortgage company.My husband just started a new job, and had a 5 month lapse in employment. He has been in the same career for 25 years...

Looking for loan amount of $250,000.

Home is appraised about $287,000

what is the minimum rate that a private lender can charge a person?

I have a cusotmer that is lending his child money and he was informed that he had to charge his child at least 6% is this correct?

newbie question

Hi all, newbie here.Can y'all help me decide between two mortgage packages?Total Borrowed: $325,0001) BOA no-fee mortgage30 years at 6.125%All closing fees paid (except one for $177)No PMI2) Wells Fargo...

self-employement issues

I am having trouble getting approved for a mortgage. FICO is 712. 20% down is verifiable. I filed as sole proprieter for 06, 07, 08. I am being told by lenders they can't use my income. I am a plumber.A...

do any lenders allow flexibility?

My husband and I would like to buy a house and rent out our townhome. We can put down 5% and both have over 750 credit scores. Our income is pretty high but we're worried we won't qualify because of our...

I'm not sure what our FICO score is, but can you do manual underwriting ...

is this safe?

I just ran across this site today while searching for some listings. My wife and I have been looking at houses for about the past 6-8 months. With the market coming down, we think it is almost time for ...

Can I find a better deal then this?

I am planning on purchasing a new home with 30 yr to 15 yr (fixed loan). The best deal I've found is around 4.5% with NO CLOSING COSTS.Anyone else run across a better rate with NO CLOSING costs?I've ch...

rent and buy a new home

My husband and I would like to buy a house and rent out our townhome. We can put down 5% and both have over 750 credit scores. Our income is pretty high but we're worried we won't qualify because of our...

I am looking for a conventional loan to refi my manufacture home can you...

I am looking to refi my 1991 manufacture home on 3.68 arces to lower my payment I was told I need a conventional loan can anyone help

I am looking for a conventional loan to refi my manufacture home can you...

I am looking to refi my 1991 manufacture home on 3.68 arces to lower my payment I was told I need a conventional loan can anyone help

Quick question from pa

My credit score is @770. I was able to get a fixed 30 year rate of 5% with a buy down. This is York, PA.Everyone I talk to tells me that this is a good rate for a first time buyer. I am trying to buy a ...

Tell us the best option please!

Hi all,I need some help/advice on possibly purchasing a new home. The homes in the neighborhood we would like to live in start at around $400k. We recently sold our house in MD, although I lost pretty m...