How much home can I really afford?
We have 115K in the bank, our take home pay is 10K a month (we gross about 190K a year) and our credit rating is 796. What kinds of loans should we be looking at and what is our price range?We're in ou...
Is possible to do conventional loan with 15% down?
I heard there are no conventional loan with less than 20% down anymore because of PMI?
What documents are needed for Patriot Act compliance
What types of documents can be used for the bank to comply with the Patriot Act? I was recently denied my home loan because my photolicensce was not the same as the current addressI have. I asked for a ...
Do any lenders count rental income in qualifying for a second loan?
My husband and I would like to buy a house and rent out our townhome. We can put down 5% and both have over 750 credit scores. Our income is pretty high but we're worried we won't qualify because of our...
Can I contact a bank before an REO goes on market?
I know of a property that recently became a REO, the bank has yet to put the property on MLS. Is it possible to contact the bank and put in an offer before it is auctioned or put on the market? Thanks i...
Can you use an FHA loan to buy an investment property?
Can you use an FHA loan to buy an investment property?I am a first-time home buyer and am looking to buy an investment property (before my own home, though I am currently looking) using an FHA loan. I ...
What is the Refinance / Payoffs line item in a GFE?
On my GFE I just noticed something else changed when I got the admin fee removed (about $350). In the Transaction Summary section, there is a column that has Purchase Price, Refinance / Payoffs, Est Clo...
Will the 1st time buyer tax credit be exteneded to 2010? that is what I...
Please let me know as we are hoping it will.
just denied pre-approval... whats next?
I am in the market to buy a new house. I have good amount of saving but not much credit history as the only loan I had taken was 7 years ago for my car. I recently applied to be preapproved but ING Dire...
How am I able to change my email/login information and contact informati...
I need to change my login information and email. I switched to a different mortgage lender and need to update the information and logo. Thank.s
Has anyone experienced this?
Im so bummed. Credit was pulled two weeks ago, and everything was fine. Mid score was 627. We found a house we loved, but had to be pre-approved with our bank, so their guy had to pull it again. Turns o...
When a family member issues a second mortgage to another family member a...
purchasing a home is there a min rate that a family member has to charge another family member to lend them money?When a family member issues a second mortgage to another family member are they required...
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