What is the difference between regular & FHA? Is FHA a loan from the government?
I had heard of "conforming" and also of "jumbo", never of "conforming jumbo". What is that type of loan ? Is this a new Obama thing where jumbo loans do not need PMI?
My brother in law tells me that mortgage rates always go down in summer since most people buy homes in summer. Then they go back up near the holidays . Is this true?
Can my ex have my name removed from mobile home title and add someone else with out my knowledge?
If I buy a house for $100,000 and my uncle is willing to give $2,000 gift money to closing costs for me. It is my first time buyer, after closing, I could file an amended 2008 return, and get up to $8,0...
I just refinanced my 1st home (FHA) and now in the process of purchasing a new home. just to find out that I can not carry two FHA loans. Can I quit deed it over to my dad & do a novation to be released...
Hello everyone, I recently purchased a piece of land in South Carolina and the papers state that it's an unrestricted piece of land. What does this mean to me?
how likely is it to get a home loan if you have declared bankruptcy in previous years and how old does the bankruptcy need to be before applying?
I'm looking for purchase a new home within the next year and my current credit score is 540, I would like to get it to 620 before I start looking for a home. What is the best way to go about in getting ...
My FHA loan lender is insisting I pay 1.75 % of loan amount as upfront insurance (this is a condominium in NYC) in addition is asking me to pay 0.05% of loan amount / month for minimum 5 years for mortg...
Hello,My husband and I are getting a divorce and our home has a 1st and 2nd mortgage. The first amount is what the house is appraised at today, and the second mortgage is for the additional amount that ...
Are 401K, IRA and SEP protected when a deficiency judgment is obtained? Can the mortgage company take the money that I have in these retirements funds or place a lien on them?
Hello everyone, I'm looking to sell my current home and I've heard from a few people that I would have to pay back the 8k tax credit? Is there a way around it?
My credit score is 618 and I'm looking at purchasing a home, will any lenders work with me on a fha loan with my credit score below 620?
Is the Ladybird deed available in Minnesota?? I was told that the house my mom owns will be taken away in the event of her passing. We're trying to rent it from her and put the money towards the copay a...
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