Can I buy a house with a 630 mid credit score?

Can I buy a house with a 630 mid credit score?. I know FHA only requires 620 credit score but I am finding out that lenders have overlays. Are there any lenders that will accept a 630 credit score?

WHat is an average time for closing a loan from the time we submit all p...

We have recently found a great home. Wanna move in fast but I want to know how fast is the mortgage loan

Can I get a cash-out refi on a manuf. home in Texas?

Paid cash for manuf home. Tied down into concrete beams. On our land but separate tax bill. Don't know what that means. I need to buy out my husband's part of the MH. Can I get a cash out refi in Texas?

Who can I turn to, to refinance my mortgage?

First Mortgage 164,000. Value of home is 200,000. Second and third mortgage together are 65000. First mortgage interest is 5.85%. That's fine. But second and third is 10.75% and I can't afford to pay th...

Confused

my ex husband is on the motgage loan but not on the title ( it was my property before we were married) i would like to sell it to him . bank says he quaifies for a loan but not on this house because his...

I don't just have bad credit, i have terrible credit. But I have a very ...

I don't just have bad credit, i have terrible credit. But I have a very good job for 20 plus years. Will I be able to get any type of mortgage?

Can parents cosign 2 times?

my parents do not own there own home. they sold 5 years ago. they live with my sister who they co signed for. I am looking to buy 250k home with 650 scores, can my parents also cosign for me. there scor...

2% rule of thumb in refinance

I am about to refinance for the first time. In the process I heard the term 2% rule. What is it actually?

What does it mean to float a rate?

Should I buy a home?

I'm wondering if i should buy a home? I owned a home that was sold in a Short Sale over 1 yr ago. The debt was settled for less the amount and the rest was wrote off. Since the Short Sale I have receive...

Would I qualify for a homepath loan?

I have a middle credit score of 586, I just paid off everything on my credit report last week. I have 5,000.00 in bank for downpayment ,can get 2,000.00 more by next month. I don't want to rent anymore,...

I see an article on this site that says today rates hit lowest in a year...

Should we try to lock today?

What constitutes a second home vs. an investment property?

Someone said, it has to be more than 20 miles from my primary home to be a second home. Is that correct?

If i get a usda loan am i eligible for a second mortgage on the property?

I am looking at purchasing my first home via usda loan. my question is, are second mortgages allowed on usda loans?

FHA mortgage with paid collections?

hi! I recently have been planning to start the mortgage process by feb-mar 2012. I started to clean up my credit and paid off 5 of 6 collection accounts. All the collections are over 2 years old except ...