ballpark info on rates

My wife and I are soon to be loan shopping, and I wanted to know what you all think my ballpark rates should be. My Credit: 660 average FICO for all 3 scores, Wife's scores are average 635FICO. I will b...

Looking for a lender with the best rates..any suggestions???

I am going to refinance and I just would like to do a couple more comparisons. Right now Wells Fargo is giving me a good deal, but I want to make sure I can't beat it!Anyone have any favorite lenders?

Mortgage refi question for an investor...

Ok first a little background.I purchased a investment property (REO) 5 months ago for $80k (cash) which needed a little work, which I fixed up and rented out. The property is leased out for 2 years at $...

How do I manage this?

I have 50% an investment property in Australia, which costs me about $1300 a month (at a variable interest rate currently just below the 8% mark), and have just purchased a my first primary residence in...

self employed in California any stated income loans available

have over 700 credit score been in business 20yrs have 20% down anything available

can anyone give us some advise on a H.A.P. home purchase ?

We signed a contract on feb. 2 2011 with a closing date of march 31 2011. The home is a H.A.P. home.We are wondering if we should just walk away at this point. The intrest rates are going up everyday a...

Have I made a schoolboy error?

Stupid me! I agreed to a loan of $370k, with the seller providing a $3k credit, which stems from my inspection report and a deal I subsequently thrashed out based on the issues that need resolving. Alte...

Is it possible to get a home loan without W-2 and tax return?

I've been living in the United Sates for 4 years, no W-2, no tax return, since I'm a full-time student. All my income are come from my husband in Hong Kong. I have a credit score of 769 and I'm willing ...

Better debt/investment solutions?

Given the industry theory that total home costs should stay roughly within 25-33% of ones gross income, what is the best way to handle a mortgage if I have money left over? Is it best to pump money into...

Is it possible to get a FHA loan on a condo?

Question about getting a new mortgage, bad credit

I am hoping in 2 to 3 years to sell my house (depends on how long it takes to clean up some of our credit) and upgrade to a bigger newer house. We have owned this house for 8 years. However, over the su...

7-1 ARM fees that I paid, March, 2011

(03/31/11) In response to those asking about the fees in relation to my 7-1 ARM, on a 296k loan, at 3.125%, I agreed to the following: 1% point ($2960); processing fee $695; underwriting fee $795; wire ...

7-1 year ARM

Type the details of your question hereI just agreed to take a 7 year ARM based on short term goals (not knowing if I wish to stay in the home for longer). Mortgage $296k at 3.175%. I will also look to m...

1 year worth of w-2

I have a conventional, senior level job. Been employed over a year. I only have one year w-2, can I get a loan on that (Income is 95k).Credit rating is 727 on Experion last time I checked (a week ago)....

Super Jumbo Refi with DTI>45%

Who will allow a DTI > 45%? I'm talking only up to 50% DTI on this. I have a client with one of their properties on the market. Once it's sold, having the mortgage removed from their DTI will bring it d...