Is it better for our rate to impound Tax & INsurance? My broker says ye...

I want to pay as little as possible every month, he says add tax to it for a better rate. PLease help.

If I have been approved for a loan modification could the mortgage compa...

If I have been approved for a loan modification could the mortgage company take back my home?

Fannie Mae Rejected Us! Who Can Help?

We have over 800 credit rating. are going to be putting 20% down. The bank had no issue with us but because only 82% of the units have been built Fanny Mae is a no go. Is there any other way to get a mo...

FICO 600 How do I raise this ?

I am looking strongly for a home. My job is stable and brings in a comfortable amount per year. My only issues has been some problems with my credit score due to my past. I want to get serious in the ne...

What is considered a good credit score? anything above 700?

when do I get dings in rates for credit? If it is below what number? And do all 3 scores have to be above a certain number? I

Is a loan modification as bad as a foreclosure on my credit? If so, shou...

Should I just let the house go to foreclosure and then rent? Will i be able to buy a house later even after a foreclosure? If so, how long will it take? I don't know what to do.

We did not want to end up with a super jumbo loan which would come out t...

Is it possible to refinance a second mortgage that has been an interest ...

We have a second mortgage that we took out three years ago. It was set up as an interest only but we would like to refinance it to a fixed second without combining it our first. Is that possible?

Is it legal for a home seller to pay my closing cost?

My real estate agent tells me yes, is he right?

Refinance Or Not?

I owe about 100,00 at 5.63 with 14 years left on a 20 year loan. Would it make sense to refinance to a 10 year at 4.12 percent?

appraisal of home

I am applying for a mortgage refinancing with the same company I had. I did some home improvements thus far, will an appraisal do me favor, in what ways? Will it affect my APR offer?

Can you get a reverse mortgage if you are upside-down in your mortgage?...

Equity Loans

Equity Loans

Should I refinance this year? I am really considering it.

My husband and I currently have a 30 year mortgage locked in at 6.25%. 9 years are paid off and the balance is down to $117,000. Would it be smart to refinance and take advantage of the lower interest ...

Lose house in bankrupcty?

My wife and I have a house together, both our names on the title, but the mortgage is only in her name. I think I'm going to have to file bankruptcy because of business debt in my own name. So my ques...